LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,277
−HK$3,027/mo
▼ 0.25% · 3.875%
HK$49,778
−HK$1,526/mo
Today · 4.125%
HK$51,304
baseline
▲ 0.50% · 4.625%
HK$54,426
+HK$3,122/mo
Deposit HK$10.59M · loan HK$10.59M · min. income ≈ HK$102,608/mo (50% DSR)
Upfront cash ≈ HK$11.45M (deposit + AVD stamp duty HK$867,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,707
−HK$2,902/mo
▼ 0.25% · 3.875%
HK$55,148
−HK$1,461/mo
Today · 4.125%
HK$56,609
baseline
▲ 0.50% · 4.625%
HK$59,593
+HK$2,984/mo
Deposit HK$10.59M · loan HK$10.59M · min. income ≈ HK$113,218/mo (50% DSR)
Upfront cash ≈ HK$11.45M (deposit + AVD stamp duty HK$867,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,932
−HK$3,633/mo
▼ 0.25% · 3.875%
HK$59,734
−HK$1,831/mo
Today · 4.125%
HK$61,565
baseline
▲ 0.50% · 4.625%
HK$65,311
+HK$3,746/mo
Deposit HK$8.47M · loan HK$12.70M · min. income ≈ HK$123,130/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$867,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,449
−HK$3,482/mo
▼ 0.25% · 3.875%
HK$66,177
−HK$1,754/mo
Today · 4.125%
HK$67,931
baseline
▲ 0.50% · 4.625%
HK$71,512
+HK$3,581/mo
Deposit HK$8.47M · loan HK$12.70M · min. income ≈ HK$135,862/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$867,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,587
−HK$4,239/mo
▼ 0.25% · 3.875%
HK$69,690
−HK$2,136/mo
Today · 4.125%
HK$71,826
baseline
▲ 0.50% · 4.625%
HK$76,196
+HK$4,370/mo
Deposit HK$6.35M · loan HK$14.82M · min. income ≈ HK$143,652/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$867,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,190
−HK$4,063/mo
▼ 0.25% · 3.875%
HK$77,207
−HK$2,046/mo
Today · 4.125%
HK$79,253
baseline
▲ 0.50% · 4.625%
HK$83,430
+HK$4,177/mo
Deposit HK$6.35M · loan HK$14.82M · min. income ≈ HK$158,506/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$867,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,898
−HK$5,449/mo
▼ 0.25% · 3.875%
HK$89,601
−HK$2,746/mo
Today · 4.125%
HK$92,347
baseline
▲ 0.50% · 4.625%
HK$97,967
+HK$5,620/mo
Deposit HK$2.12M · loan HK$19.05M · min. income ≈ HK$184,694/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$867,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,673
−HK$5,223/mo
▼ 0.25% · 3.875%
HK$99,266
−HK$2,630/mo
Today · 4.125%
HK$101,896
baseline
▲ 0.50% · 4.625%
HK$107,267
+HK$5,371/mo
Deposit HK$2.12M · loan HK$19.05M · min. income ≈ HK$203,792/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$867,165 · Scale 2, in force from 26 Feb 2026)