LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,279
−HK$3,028/mo
▼ 0.25% · 3.875%
HK$49,781
−HK$1,526/mo
Today · 4.125%
HK$51,307
baseline
▲ 0.50% · 4.625%
HK$54,429
+HK$3,122/mo
Deposit HK$10.59M · loan HK$10.59M · min. income ≈ HK$102,614/mo (50% DSR)
Upfront cash ≈ HK$11.45M (deposit + AVD stamp duty HK$867,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,710
−HK$2,902/mo
▼ 0.25% · 3.875%
HK$55,151
−HK$1,461/mo
Today · 4.125%
HK$56,612
baseline
▲ 0.50% · 4.625%
HK$59,596
+HK$2,984/mo
Deposit HK$10.59M · loan HK$10.59M · min. income ≈ HK$113,224/mo (50% DSR)
Upfront cash ≈ HK$11.45M (deposit + AVD stamp duty HK$867,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,935
−HK$3,633/mo
▼ 0.25% · 3.875%
HK$59,737
−HK$1,831/mo
Today · 4.125%
HK$61,568
baseline
▲ 0.50% · 4.625%
HK$65,315
+HK$3,747/mo
Deposit HK$8.47M · loan HK$12.70M · min. income ≈ HK$123,136/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$867,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,452
−HK$3,483/mo
▼ 0.25% · 3.875%
HK$66,181
−HK$1,754/mo
Today · 4.125%
HK$67,935
baseline
▲ 0.50% · 4.625%
HK$71,516
+HK$3,581/mo
Deposit HK$8.47M · loan HK$12.70M · min. income ≈ HK$135,870/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$867,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,591
−HK$4,239/mo
▼ 0.25% · 3.875%
HK$69,694
−HK$2,136/mo
Today · 4.125%
HK$71,830
baseline
▲ 0.50% · 4.625%
HK$76,200
+HK$4,370/mo
Deposit HK$6.35M · loan HK$14.82M · min. income ≈ HK$143,660/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$867,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,195
−HK$4,062/mo
▼ 0.25% · 3.875%
HK$77,211
−HK$2,046/mo
Today · 4.125%
HK$79,257
baseline
▲ 0.50% · 4.625%
HK$83,435
+HK$4,178/mo
Deposit HK$6.35M · loan HK$14.82M · min. income ≈ HK$158,514/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$867,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,903
−HK$5,450/mo
▼ 0.25% · 3.875%
HK$89,606
−HK$2,747/mo
Today · 4.125%
HK$92,353
baseline
▲ 0.50% · 4.625%
HK$97,972
+HK$5,619/mo
Deposit HK$2.12M · loan HK$19.06M · min. income ≈ HK$184,706/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$867,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,679
−HK$5,223/mo
▼ 0.25% · 3.875%
HK$99,272
−HK$2,630/mo
Today · 4.125%
HK$101,902
baseline
▲ 0.50% · 4.625%
HK$107,273
+HK$5,371/mo
Deposit HK$2.12M · loan HK$19.06M · min. income ≈ HK$203,804/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$867,281 · Scale 2, in force from 26 Feb 2026)