LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,281
−HK$3,027/mo
▼ 0.25% · 3.875%
HK$49,783
−HK$1,525/mo
Today · 4.125%
HK$51,308
baseline
▲ 0.50% · 4.625%
HK$54,430
+HK$3,122/mo
Deposit HK$10.59M · loan HK$10.59M · min. income ≈ HK$102,616/mo (50% DSR)
Upfront cash ≈ HK$11.45M (deposit + AVD stamp duty HK$867,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,712
−HK$2,902/mo
▼ 0.25% · 3.875%
HK$55,152
−HK$1,462/mo
Today · 4.125%
HK$56,614
baseline
▲ 0.50% · 4.625%
HK$59,598
+HK$2,984/mo
Deposit HK$10.59M · loan HK$10.59M · min. income ≈ HK$113,228/mo (50% DSR)
Upfront cash ≈ HK$11.45M (deposit + AVD stamp duty HK$867,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,937
−HK$3,633/mo
▼ 0.25% · 3.875%
HK$59,739
−HK$1,831/mo
Today · 4.125%
HK$61,570
baseline
▲ 0.50% · 4.625%
HK$65,316
+HK$3,746/mo
Deposit HK$8.47M · loan HK$12.70M · min. income ≈ HK$123,140/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$867,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,454
−HK$3,482/mo
▼ 0.25% · 3.875%
HK$66,183
−HK$1,753/mo
Today · 4.125%
HK$67,936
baseline
▲ 0.50% · 4.625%
HK$71,518
+HK$3,582/mo
Deposit HK$8.47M · loan HK$12.70M · min. income ≈ HK$135,872/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$867,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,593
−HK$4,239/mo
▼ 0.25% · 3.875%
HK$69,696
−HK$2,136/mo
Today · 4.125%
HK$71,832
baseline
▲ 0.50% · 4.625%
HK$76,203
+HK$4,371/mo
Deposit HK$6.35M · loan HK$14.82M · min. income ≈ HK$143,664/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$867,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,197
−HK$4,062/mo
▼ 0.25% · 3.875%
HK$77,213
−HK$2,046/mo
Today · 4.125%
HK$79,259
baseline
▲ 0.50% · 4.625%
HK$83,437
+HK$4,178/mo
Deposit HK$6.35M · loan HK$14.82M · min. income ≈ HK$158,518/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$867,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,905
−HK$5,450/mo
▼ 0.25% · 3.875%
HK$89,609
−HK$2,746/mo
Today · 4.125%
HK$92,355
baseline
▲ 0.50% · 4.625%
HK$97,975
+HK$5,620/mo
Deposit HK$2.12M · loan HK$19.06M · min. income ≈ HK$184,710/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$867,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,681
−HK$5,224/mo
▼ 0.25% · 3.875%
HK$99,274
−HK$2,631/mo
Today · 4.125%
HK$101,905
baseline
▲ 0.50% · 4.625%
HK$107,276
+HK$5,371/mo
Deposit HK$2.12M · loan HK$19.06M · min. income ≈ HK$203,810/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$867,339 · Scale 2, in force from 26 Feb 2026)