LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,281
−HK$3,028/mo
▼ 0.25% · 3.875%
HK$49,783
−HK$1,526/mo
Today · 4.125%
HK$51,309
baseline
▲ 0.50% · 4.625%
HK$54,431
+HK$3,122/mo
Deposit HK$10.59M · loan HK$10.59M · min. income ≈ HK$102,618/mo (50% DSR)
Upfront cash ≈ HK$11.45M (deposit + AVD stamp duty HK$867,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,712
−HK$2,902/mo
▼ 0.25% · 3.875%
HK$55,153
−HK$1,461/mo
Today · 4.125%
HK$56,614
baseline
▲ 0.50% · 4.625%
HK$59,599
+HK$2,985/mo
Deposit HK$10.59M · loan HK$10.59M · min. income ≈ HK$113,228/mo (50% DSR)
Upfront cash ≈ HK$11.45M (deposit + AVD stamp duty HK$867,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,937
−HK$3,634/mo
▼ 0.25% · 3.875%
HK$59,740
−HK$1,831/mo
Today · 4.125%
HK$61,571
baseline
▲ 0.50% · 4.625%
HK$65,317
+HK$3,746/mo
Deposit HK$8.47M · loan HK$12.70M · min. income ≈ HK$123,142/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$867,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,455
−HK$3,482/mo
▼ 0.25% · 3.875%
HK$66,183
−HK$1,754/mo
Today · 4.125%
HK$67,937
baseline
▲ 0.50% · 4.625%
HK$71,518
+HK$3,581/mo
Deposit HK$8.47M · loan HK$12.70M · min. income ≈ HK$135,874/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$867,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,594
−HK$4,238/mo
▼ 0.25% · 3.875%
HK$69,696
−HK$2,136/mo
Today · 4.125%
HK$71,832
baseline
▲ 0.50% · 4.625%
HK$76,203
+HK$4,371/mo
Deposit HK$6.35M · loan HK$14.82M · min. income ≈ HK$143,664/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$867,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,197
−HK$4,063/mo
▼ 0.25% · 3.875%
HK$77,214
−HK$2,046/mo
Today · 4.125%
HK$79,260
baseline
▲ 0.50% · 4.625%
HK$83,438
+HK$4,178/mo
Deposit HK$6.35M · loan HK$14.82M · min. income ≈ HK$158,520/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$867,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,906
−HK$5,450/mo
▼ 0.25% · 3.875%
HK$89,609
−HK$2,747/mo
Today · 4.125%
HK$92,356
baseline
▲ 0.50% · 4.625%
HK$97,976
+HK$5,620/mo
Deposit HK$2.12M · loan HK$19.06M · min. income ≈ HK$184,712/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$867,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,682
−HK$5,224/mo
▼ 0.25% · 3.875%
HK$99,275
−HK$2,631/mo
Today · 4.125%
HK$101,906
baseline
▲ 0.50% · 4.625%
HK$107,277
+HK$5,371/mo
Deposit HK$2.12M · loan HK$19.06M · min. income ≈ HK$203,812/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$867,360 · Scale 2, in force from 26 Feb 2026)