LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,283
−HK$3,027/mo
▼ 0.25% · 3.875%
HK$49,784
−HK$1,526/mo
Today · 4.125%
HK$51,310
baseline
▲ 0.50% · 4.625%
HK$54,432
+HK$3,122/mo
Deposit HK$10.59M · loan HK$10.59M · min. income ≈ HK$102,620/mo (50% DSR)
Upfront cash ≈ HK$11.45M (deposit + AVD stamp duty HK$867,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,714
−HK$2,902/mo
▼ 0.25% · 3.875%
HK$55,154
−HK$1,462/mo
Today · 4.125%
HK$56,616
baseline
▲ 0.50% · 4.625%
HK$59,600
+HK$2,984/mo
Deposit HK$10.59M · loan HK$10.59M · min. income ≈ HK$113,232/mo (50% DSR)
Upfront cash ≈ HK$11.45M (deposit + AVD stamp duty HK$867,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,939
−HK$3,633/mo
▼ 0.25% · 3.875%
HK$59,741
−HK$1,831/mo
Today · 4.125%
HK$61,572
baseline
▲ 0.50% · 4.625%
HK$65,319
+HK$3,747/mo
Deposit HK$8.47M · loan HK$12.70M · min. income ≈ HK$123,144/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$867,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,457
−HK$3,482/mo
▼ 0.25% · 3.875%
HK$66,185
−HK$1,754/mo
Today · 4.125%
HK$67,939
baseline
▲ 0.50% · 4.625%
HK$71,520
+HK$3,581/mo
Deposit HK$8.47M · loan HK$12.70M · min. income ≈ HK$135,878/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$867,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,596
−HK$4,238/mo
▼ 0.25% · 3.875%
HK$69,698
−HK$2,136/mo
Today · 4.125%
HK$71,834
baseline
▲ 0.50% · 4.625%
HK$76,205
+HK$4,371/mo
Deposit HK$6.35M · loan HK$14.82M · min. income ≈ HK$143,668/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$867,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,199
−HK$4,063/mo
▼ 0.25% · 3.875%
HK$77,216
−HK$2,046/mo
Today · 4.125%
HK$79,262
baseline
▲ 0.50% · 4.625%
HK$83,440
+HK$4,178/mo
Deposit HK$6.35M · loan HK$14.82M · min. income ≈ HK$158,524/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$867,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,909
−HK$5,450/mo
▼ 0.25% · 3.875%
HK$89,612
−HK$2,747/mo
Today · 4.125%
HK$92,359
baseline
▲ 0.50% · 4.625%
HK$97,978
+HK$5,619/mo
Deposit HK$2.12M · loan HK$19.06M · min. income ≈ HK$184,718/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$867,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,685
−HK$5,224/mo
▼ 0.25% · 3.875%
HK$99,278
−HK$2,631/mo
Today · 4.125%
HK$101,909
baseline
▲ 0.50% · 4.625%
HK$107,280
+HK$5,371/mo
Deposit HK$2.12M · loan HK$19.06M · min. income ≈ HK$203,818/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$867,418 · Scale 2, in force from 26 Feb 2026)