LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,283
−HK$3,028/mo
▼ 0.25% · 3.875%
HK$49,785
−HK$1,526/mo
Today · 4.125%
HK$51,311
baseline
▲ 0.50% · 4.625%
HK$54,433
+HK$3,122/mo
Deposit HK$10.59M · loan HK$10.59M · min. income ≈ HK$102,622/mo (50% DSR)
Upfront cash ≈ HK$11.45M (deposit + AVD stamp duty HK$867,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,715
−HK$2,902/mo
▼ 0.25% · 3.875%
HK$55,155
−HK$1,462/mo
Today · 4.125%
HK$56,617
baseline
▲ 0.50% · 4.625%
HK$59,601
+HK$2,984/mo
Deposit HK$10.59M · loan HK$10.59M · min. income ≈ HK$113,234/mo (50% DSR)
Upfront cash ≈ HK$11.45M (deposit + AVD stamp duty HK$867,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,940
−HK$3,633/mo
▼ 0.25% · 3.875%
HK$59,742
−HK$1,831/mo
Today · 4.125%
HK$61,573
baseline
▲ 0.50% · 4.625%
HK$65,320
+HK$3,747/mo
Deposit HK$8.47M · loan HK$12.70M · min. income ≈ HK$123,146/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$867,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,457
−HK$3,483/mo
▼ 0.25% · 3.875%
HK$66,186
−HK$1,754/mo
Today · 4.125%
HK$67,940
baseline
▲ 0.50% · 4.625%
HK$71,521
+HK$3,581/mo
Deposit HK$8.47M · loan HK$12.70M · min. income ≈ HK$135,880/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$867,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,596
−HK$4,239/mo
▼ 0.25% · 3.875%
HK$69,699
−HK$2,136/mo
Today · 4.125%
HK$71,835
baseline
▲ 0.50% · 4.625%
HK$76,206
+HK$4,371/mo
Deposit HK$6.35M · loan HK$14.82M · min. income ≈ HK$143,670/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$867,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,200
−HK$4,063/mo
▼ 0.25% · 3.875%
HK$77,217
−HK$2,046/mo
Today · 4.125%
HK$79,263
baseline
▲ 0.50% · 4.625%
HK$83,441
+HK$4,178/mo
Deposit HK$6.35M · loan HK$14.82M · min. income ≈ HK$158,526/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$867,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,910
−HK$5,450/mo
▼ 0.25% · 3.875%
HK$89,613
−HK$2,747/mo
Today · 4.125%
HK$92,360
baseline
▲ 0.50% · 4.625%
HK$97,980
+HK$5,620/mo
Deposit HK$2.12M · loan HK$19.06M · min. income ≈ HK$184,720/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$867,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,686
−HK$5,224/mo
▼ 0.25% · 3.875%
HK$99,279
−HK$2,631/mo
Today · 4.125%
HK$101,910
baseline
▲ 0.50% · 4.625%
HK$107,282
+HK$5,372/mo
Deposit HK$2.12M · loan HK$19.06M · min. income ≈ HK$203,820/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$867,444 · Scale 2, in force from 26 Feb 2026)