LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,284
−HK$3,028/mo
▼ 0.25% · 3.875%
HK$49,786
−HK$1,526/mo
Today · 4.125%
HK$51,312
baseline
▲ 0.50% · 4.625%
HK$54,434
+HK$3,122/mo
Deposit HK$10.59M · loan HK$10.59M · min. income ≈ HK$102,624/mo (50% DSR)
Upfront cash ≈ HK$11.45M (deposit + AVD stamp duty HK$867,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,716
−HK$2,902/mo
▼ 0.25% · 3.875%
HK$55,156
−HK$1,462/mo
Today · 4.125%
HK$56,618
baseline
▲ 0.50% · 4.625%
HK$59,602
+HK$2,984/mo
Deposit HK$10.59M · loan HK$10.59M · min. income ≈ HK$113,236/mo (50% DSR)
Upfront cash ≈ HK$11.45M (deposit + AVD stamp duty HK$867,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,941
−HK$3,634/mo
▼ 0.25% · 3.875%
HK$59,743
−HK$1,832/mo
Today · 4.125%
HK$61,575
baseline
▲ 0.50% · 4.625%
HK$65,321
+HK$3,746/mo
Deposit HK$8.47M · loan HK$12.70M · min. income ≈ HK$123,150/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$867,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,459
−HK$3,482/mo
▼ 0.25% · 3.875%
HK$66,188
−HK$1,753/mo
Today · 4.125%
HK$67,941
baseline
▲ 0.50% · 4.625%
HK$71,523
+HK$3,582/mo
Deposit HK$8.47M · loan HK$12.70M · min. income ≈ HK$135,882/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$867,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,598
−HK$4,239/mo
▼ 0.25% · 3.875%
HK$69,701
−HK$2,136/mo
Today · 4.125%
HK$71,837
baseline
▲ 0.50% · 4.625%
HK$76,208
+HK$4,371/mo
Deposit HK$6.35M · loan HK$14.82M · min. income ≈ HK$143,674/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$867,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,202
−HK$4,063/mo
▼ 0.25% · 3.875%
HK$77,219
−HK$2,046/mo
Today · 4.125%
HK$79,265
baseline
▲ 0.50% · 4.625%
HK$83,443
+HK$4,178/mo
Deposit HK$6.35M · loan HK$14.82M · min. income ≈ HK$158,530/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$867,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,912
−HK$5,450/mo
▼ 0.25% · 3.875%
HK$89,615
−HK$2,747/mo
Today · 4.125%
HK$92,362
baseline
▲ 0.50% · 4.625%
HK$97,982
+HK$5,620/mo
Deposit HK$2.12M · loan HK$19.06M · min. income ≈ HK$184,724/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$867,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,688
−HK$5,224/mo
▼ 0.25% · 3.875%
HK$99,282
−HK$2,630/mo
Today · 4.125%
HK$101,912
baseline
▲ 0.50% · 4.625%
HK$107,284
+HK$5,372/mo
Deposit HK$2.12M · loan HK$19.06M · min. income ≈ HK$203,824/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$867,493 · Scale 2, in force from 26 Feb 2026)