LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,287
−HK$3,028/mo
▼ 0.25% · 3.875%
HK$49,789
−HK$1,526/mo
Today · 4.125%
HK$51,315
baseline
▲ 0.50% · 4.625%
HK$54,438
+HK$3,123/mo
Deposit HK$10.59M · loan HK$10.59M · min. income ≈ HK$102,630/mo (50% DSR)
Upfront cash ≈ HK$11.46M (deposit + AVD stamp duty HK$867,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,719
−HK$2,902/mo
▼ 0.25% · 3.875%
HK$55,160
−HK$1,461/mo
Today · 4.125%
HK$56,621
baseline
▲ 0.50% · 4.625%
HK$59,606
+HK$2,985/mo
Deposit HK$10.59M · loan HK$10.59M · min. income ≈ HK$113,242/mo (50% DSR)
Upfront cash ≈ HK$11.46M (deposit + AVD stamp duty HK$867,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,945
−HK$3,633/mo
▼ 0.25% · 3.875%
HK$59,747
−HK$1,831/mo
Today · 4.125%
HK$61,578
baseline
▲ 0.50% · 4.625%
HK$65,325
+HK$3,747/mo
Deposit HK$8.47M · loan HK$12.71M · min. income ≈ HK$123,156/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$867,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,463
−HK$3,483/mo
▼ 0.25% · 3.875%
HK$66,192
−HK$1,754/mo
Today · 4.125%
HK$67,946
baseline
▲ 0.50% · 4.625%
HK$71,527
+HK$3,581/mo
Deposit HK$8.47M · loan HK$12.71M · min. income ≈ HK$135,892/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$867,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,602
−HK$4,239/mo
▼ 0.25% · 3.875%
HK$69,705
−HK$2,136/mo
Today · 4.125%
HK$71,841
baseline
▲ 0.50% · 4.625%
HK$76,213
+HK$4,372/mo
Deposit HK$6.35M · loan HK$14.82M · min. income ≈ HK$143,682/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$867,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,207
−HK$4,063/mo
▼ 0.25% · 3.875%
HK$77,224
−HK$2,046/mo
Today · 4.125%
HK$79,270
baseline
▲ 0.50% · 4.625%
HK$83,448
+HK$4,178/mo
Deposit HK$6.35M · loan HK$14.82M · min. income ≈ HK$158,540/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$867,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,917
−HK$5,450/mo
▼ 0.25% · 3.875%
HK$89,621
−HK$2,746/mo
Today · 4.125%
HK$92,367
baseline
▲ 0.50% · 4.625%
HK$97,988
+HK$5,621/mo
Deposit HK$2.12M · loan HK$19.06M · min. income ≈ HK$184,734/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$867,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,694
−HK$5,224/mo
▼ 0.25% · 3.875%
HK$99,287
−HK$2,631/mo
Today · 4.125%
HK$101,918
baseline
▲ 0.50% · 4.625%
HK$107,291
+HK$5,373/mo
Deposit HK$2.12M · loan HK$19.06M · min. income ≈ HK$203,836/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$867,620 · Scale 2, in force from 26 Feb 2026)