LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,289
−HK$3,029/mo
▼ 0.25% · 3.875%
HK$49,791
−HK$1,527/mo
Today · 4.125%
HK$51,318
baseline
▲ 0.50% · 4.625%
HK$54,440
+HK$3,122/mo
Deposit HK$10.59M · loan HK$10.59M · min. income ≈ HK$102,636/mo (50% DSR)
Upfront cash ≈ HK$11.46M (deposit + AVD stamp duty HK$867,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,721
−HK$2,903/mo
▼ 0.25% · 3.875%
HK$55,162
−HK$1,462/mo
Today · 4.125%
HK$56,624
baseline
▲ 0.50% · 4.625%
HK$59,609
+HK$2,985/mo
Deposit HK$10.59M · loan HK$10.59M · min. income ≈ HK$113,248/mo (50% DSR)
Upfront cash ≈ HK$11.46M (deposit + AVD stamp duty HK$867,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,947
−HK$3,634/mo
▼ 0.25% · 3.875%
HK$59,750
−HK$1,831/mo
Today · 4.125%
HK$61,581
baseline
▲ 0.50% · 4.625%
HK$65,328
+HK$3,747/mo
Deposit HK$8.47M · loan HK$12.71M · min. income ≈ HK$123,162/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$867,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,466
−HK$3,483/mo
▼ 0.25% · 3.875%
HK$66,195
−HK$1,754/mo
Today · 4.125%
HK$67,949
baseline
▲ 0.50% · 4.625%
HK$71,530
+HK$3,581/mo
Deposit HK$8.47M · loan HK$12.71M · min. income ≈ HK$135,898/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$867,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,605
−HK$4,240/mo
▼ 0.25% · 3.875%
HK$69,708
−HK$2,137/mo
Today · 4.125%
HK$71,845
baseline
▲ 0.50% · 4.625%
HK$76,216
+HK$4,371/mo
Deposit HK$6.35M · loan HK$14.82M · min. income ≈ HK$143,690/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$867,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,210
−HK$4,063/mo
▼ 0.25% · 3.875%
HK$77,227
−HK$2,046/mo
Today · 4.125%
HK$79,273
baseline
▲ 0.50% · 4.625%
HK$83,452
+HK$4,179/mo
Deposit HK$6.35M · loan HK$14.82M · min. income ≈ HK$158,546/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$867,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,921
−HK$5,451/mo
▼ 0.25% · 3.875%
HK$89,625
−HK$2,747/mo
Today · 4.125%
HK$92,372
baseline
▲ 0.50% · 4.625%
HK$97,992
+HK$5,620/mo
Deposit HK$2.12M · loan HK$19.06M · min. income ≈ HK$184,744/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$867,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,699
−HK$5,224/mo
▼ 0.25% · 3.875%
HK$99,292
−HK$2,631/mo
Today · 4.125%
HK$101,923
baseline
▲ 0.50% · 4.625%
HK$107,295
+HK$5,372/mo
Deposit HK$2.12M · loan HK$19.06M · min. income ≈ HK$203,846/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$867,717 · Scale 2, in force from 26 Feb 2026)