LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,291
−HK$3,029/mo
▼ 0.25% · 3.875%
HK$49,793
−HK$1,527/mo
Today · 4.125%
HK$51,320
baseline
▲ 0.50% · 4.625%
HK$54,442
+HK$3,122/mo
Deposit HK$10.59M · loan HK$10.59M · min. income ≈ HK$102,640/mo (50% DSR)
Upfront cash ≈ HK$11.46M (deposit + AVD stamp duty HK$867,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,724
−HK$2,902/mo
▼ 0.25% · 3.875%
HK$55,164
−HK$1,462/mo
Today · 4.125%
HK$56,626
baseline
▲ 0.50% · 4.625%
HK$59,611
+HK$2,985/mo
Deposit HK$10.59M · loan HK$10.59M · min. income ≈ HK$113,252/mo (50% DSR)
Upfront cash ≈ HK$11.46M (deposit + AVD stamp duty HK$867,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,950
−HK$3,634/mo
▼ 0.25% · 3.875%
HK$59,752
−HK$1,832/mo
Today · 4.125%
HK$61,584
baseline
▲ 0.50% · 4.625%
HK$65,331
+HK$3,747/mo
Deposit HK$8.47M · loan HK$12.71M · min. income ≈ HK$123,168/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$867,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,468
−HK$3,483/mo
▼ 0.25% · 3.875%
HK$66,197
−HK$1,754/mo
Today · 4.125%
HK$67,951
baseline
▲ 0.50% · 4.625%
HK$71,533
+HK$3,582/mo
Deposit HK$8.47M · loan HK$12.71M · min. income ≈ HK$135,902/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$867,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,608
−HK$4,239/mo
▼ 0.25% · 3.875%
HK$69,711
−HK$2,136/mo
Today · 4.125%
HK$71,847
baseline
▲ 0.50% · 4.625%
HK$76,219
+HK$4,372/mo
Deposit HK$6.35M · loan HK$14.82M · min. income ≈ HK$143,694/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$867,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,213
−HK$4,064/mo
▼ 0.25% · 3.875%
HK$77,230
−HK$2,047/mo
Today · 4.125%
HK$79,277
baseline
▲ 0.50% · 4.625%
HK$83,455
+HK$4,178/mo
Deposit HK$6.35M · loan HK$14.82M · min. income ≈ HK$158,554/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$867,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,924
−HK$5,451/mo
▼ 0.25% · 3.875%
HK$89,628
−HK$2,747/mo
Today · 4.125%
HK$92,375
baseline
▲ 0.50% · 4.625%
HK$97,996
+HK$5,621/mo
Deposit HK$2.12M · loan HK$19.06M · min. income ≈ HK$184,750/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$867,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,702
−HK$5,225/mo
▼ 0.25% · 3.875%
HK$99,296
−HK$2,631/mo
Today · 4.125%
HK$101,927
baseline
▲ 0.50% · 4.625%
HK$107,300
+HK$5,373/mo
Deposit HK$2.12M · loan HK$19.06M · min. income ≈ HK$203,854/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$867,802 · Scale 2, in force from 26 Feb 2026)