LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,292
−HK$3,028/mo
▼ 0.25% · 3.875%
HK$49,794
−HK$1,526/mo
Today · 4.125%
HK$51,320
baseline
▲ 0.50% · 4.625%
HK$54,443
+HK$3,123/mo
Deposit HK$10.59M · loan HK$10.59M · min. income ≈ HK$102,640/mo (50% DSR)
Upfront cash ≈ HK$11.46M (deposit + AVD stamp duty HK$867,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,724
−HK$2,903/mo
▼ 0.25% · 3.875%
HK$55,165
−HK$1,462/mo
Today · 4.125%
HK$56,627
baseline
▲ 0.50% · 4.625%
HK$59,612
+HK$2,985/mo
Deposit HK$10.59M · loan HK$10.59M · min. income ≈ HK$113,254/mo (50% DSR)
Upfront cash ≈ HK$11.46M (deposit + AVD stamp duty HK$867,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,950
−HK$3,634/mo
▼ 0.25% · 3.875%
HK$59,753
−HK$1,831/mo
Today · 4.125%
HK$61,584
baseline
▲ 0.50% · 4.625%
HK$65,332
+HK$3,748/mo
Deposit HK$8.47M · loan HK$12.71M · min. income ≈ HK$123,168/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$867,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,469
−HK$3,483/mo
▼ 0.25% · 3.875%
HK$66,198
−HK$1,754/mo
Today · 4.125%
HK$67,952
baseline
▲ 0.50% · 4.625%
HK$71,534
+HK$3,582/mo
Deposit HK$8.47M · loan HK$12.71M · min. income ≈ HK$135,904/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$867,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,609
−HK$4,240/mo
▼ 0.25% · 3.875%
HK$69,712
−HK$2,137/mo
Today · 4.125%
HK$71,849
baseline
▲ 0.50% · 4.625%
HK$76,220
+HK$4,371/mo
Deposit HK$6.35M · loan HK$14.82M · min. income ≈ HK$143,698/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$867,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,214
−HK$4,064/mo
▼ 0.25% · 3.875%
HK$77,231
−HK$2,047/mo
Today · 4.125%
HK$79,278
baseline
▲ 0.50% · 4.625%
HK$83,457
+HK$4,179/mo
Deposit HK$6.35M · loan HK$14.82M · min. income ≈ HK$158,556/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$867,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,926
−HK$5,451/mo
▼ 0.25% · 3.875%
HK$89,630
−HK$2,747/mo
Today · 4.125%
HK$92,377
baseline
▲ 0.50% · 4.625%
HK$97,998
+HK$5,621/mo
Deposit HK$2.12M · loan HK$19.06M · min. income ≈ HK$184,754/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$867,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,704
−HK$5,225/mo
▼ 0.25% · 3.875%
HK$99,298
−HK$2,631/mo
Today · 4.125%
HK$101,929
baseline
▲ 0.50% · 4.625%
HK$107,301
+HK$5,372/mo
Deposit HK$2.12M · loan HK$19.06M · min. income ≈ HK$203,858/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$867,834 · Scale 2, in force from 26 Feb 2026)