LTV · monthly repayment
▼ 0.50% · 3.625%
HK$482,923
−HK$30,283/mo
▼ 0.25% · 3.875%
HK$497,945
−HK$15,261/mo
Today · 4.125%
HK$513,206
baseline
▲ 0.50% · 4.625%
HK$544,434
+HK$31,228/mo
Deposit HK$105.89M · loan HK$105.89M · min. income ≈ HK$1,026,412/mo (50% DSR)
Upfront cash ≈ HK$119.66M (deposit + AVD stamp duty HK$13,765,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$537,247
−HK$29,026/mo
▼ 0.25% · 3.875%
HK$551,656
−HK$14,617/mo
Today · 4.125%
HK$566,273
baseline
▲ 0.50% · 4.625%
HK$596,122
+HK$29,849/mo
Deposit HK$105.89M · loan HK$105.89M · min. income ≈ HK$1,132,546/mo (50% DSR)
Upfront cash ≈ HK$119.66M (deposit + AVD stamp duty HK$13,765,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$579,508
−HK$36,340/mo
▼ 0.25% · 3.875%
HK$597,534
−HK$18,314/mo
Today · 4.125%
HK$615,848
baseline
▲ 0.50% · 4.625%
HK$653,321
+HK$37,473/mo
Deposit HK$84.71M · loan HK$127.07M · min. income ≈ HK$1,231,696/mo (50% DSR)
Upfront cash ≈ HK$98.48M (deposit + AVD stamp duty HK$13,765,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$644,696
−HK$34,831/mo
▼ 0.25% · 3.875%
HK$661,987
−HK$17,540/mo
Today · 4.125%
HK$679,527
baseline
▲ 0.50% · 4.625%
HK$715,346
+HK$35,819/mo
Deposit HK$84.71M · loan HK$127.07M · min. income ≈ HK$1,359,054/mo (50% DSR)
Upfront cash ≈ HK$98.48M (deposit + AVD stamp duty HK$13,765,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$676,092
−HK$42,397/mo
▼ 0.25% · 3.875%
HK$697,122
−HK$21,367/mo
Today · 4.125%
HK$718,489
baseline
▲ 0.50% · 4.625%
HK$762,207
+HK$43,718/mo
Deposit HK$63.54M · loan HK$148.25M · min. income ≈ HK$1,436,978/mo (50% DSR)
Upfront cash ≈ HK$77.30M (deposit + AVD stamp duty HK$13,765,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$752,146
−HK$40,636/mo
▼ 0.25% · 3.875%
HK$772,318
−HK$20,464/mo
Today · 4.125%
HK$792,782
baseline
▲ 0.50% · 4.625%
HK$834,570
+HK$41,788/mo
Deposit HK$63.54M · loan HK$148.25M · min. income ≈ HK$1,585,564/mo (50% DSR)
Upfront cash ≈ HK$77.30M (deposit + AVD stamp duty HK$13,765,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$869,261
−HK$54,511/mo
▼ 0.25% · 3.875%
HK$896,300
−HK$27,472/mo
Today · 4.125%
HK$923,772
baseline
▲ 0.50% · 4.625%
HK$979,981
+HK$56,209/mo
Deposit HK$21.18M · loan HK$190.61M · min. income ≈ HK$1,847,544/mo (50% DSR)
Upfront cash ≈ HK$34.94M (deposit + AVD stamp duty HK$13,765,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$967,044
−HK$52,247/mo
▼ 0.25% · 3.875%
HK$992,980
−HK$26,311/mo
Today · 4.125%
HK$1,019,291
baseline
▲ 0.50% · 4.625%
HK$1,073,019
+HK$53,728/mo
Deposit HK$21.18M · loan HK$190.61M · min. income ≈ HK$2,038,582/mo (50% DSR)
Upfront cash ≈ HK$34.94M (deposit + AVD stamp duty HK$13,765,992 · Scale 2, in force from 26 Feb 2026)