LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,295
−HK$3,028/mo
▼ 0.25% · 3.875%
HK$49,797
−HK$1,526/mo
Today · 4.125%
HK$51,323
baseline
▲ 0.50% · 4.625%
HK$54,446
+HK$3,123/mo
Deposit HK$10.59M · loan HK$10.59M · min. income ≈ HK$102,646/mo (50% DSR)
Upfront cash ≈ HK$11.46M (deposit + AVD stamp duty HK$867,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,727
−HK$2,903/mo
▼ 0.25% · 3.875%
HK$55,168
−HK$1,462/mo
Today · 4.125%
HK$56,630
baseline
▲ 0.50% · 4.625%
HK$59,615
+HK$2,985/mo
Deposit HK$10.59M · loan HK$10.59M · min. income ≈ HK$113,260/mo (50% DSR)
Upfront cash ≈ HK$11.46M (deposit + AVD stamp duty HK$867,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,954
−HK$3,634/mo
▼ 0.25% · 3.875%
HK$59,756
−HK$1,832/mo
Today · 4.125%
HK$61,588
baseline
▲ 0.50% · 4.625%
HK$65,335
+HK$3,747/mo
Deposit HK$8.47M · loan HK$12.71M · min. income ≈ HK$123,176/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$867,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,473
−HK$3,483/mo
▼ 0.25% · 3.875%
HK$66,202
−HK$1,754/mo
Today · 4.125%
HK$67,956
baseline
▲ 0.50% · 4.625%
HK$71,538
+HK$3,582/mo
Deposit HK$8.47M · loan HK$12.71M · min. income ≈ HK$135,912/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$867,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,613
−HK$4,240/mo
▼ 0.25% · 3.875%
HK$69,716
−HK$2,137/mo
Today · 4.125%
HK$71,853
baseline
▲ 0.50% · 4.625%
HK$76,225
+HK$4,372/mo
Deposit HK$6.35M · loan HK$14.83M · min. income ≈ HK$143,706/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$867,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,218
−HK$4,064/mo
▼ 0.25% · 3.875%
HK$77,236
−HK$2,046/mo
Today · 4.125%
HK$79,282
baseline
▲ 0.50% · 4.625%
HK$83,461
+HK$4,179/mo
Deposit HK$6.35M · loan HK$14.83M · min. income ≈ HK$158,564/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$867,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,930
−HK$5,452/mo
▼ 0.25% · 3.875%
HK$89,635
−HK$2,747/mo
Today · 4.125%
HK$92,382
baseline
▲ 0.50% · 4.625%
HK$98,003
+HK$5,621/mo
Deposit HK$2.12M · loan HK$19.06M · min. income ≈ HK$184,764/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$867,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,709
−HK$5,225/mo
▼ 0.25% · 3.875%
HK$99,303
−HK$2,631/mo
Today · 4.125%
HK$101,934
baseline
▲ 0.50% · 4.625%
HK$107,307
+HK$5,373/mo
Deposit HK$2.12M · loan HK$19.06M · min. income ≈ HK$203,868/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$867,952 · Scale 2, in force from 26 Feb 2026)