LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,295
−HK$3,029/mo
▼ 0.25% · 3.875%
HK$49,797
−HK$1,527/mo
Today · 4.125%
HK$51,324
baseline
▲ 0.50% · 4.625%
HK$54,446
+HK$3,122/mo
Deposit HK$10.59M · loan HK$10.59M · min. income ≈ HK$102,648/mo (50% DSR)
Upfront cash ≈ HK$11.46M (deposit + AVD stamp duty HK$867,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,728
−HK$2,902/mo
▼ 0.25% · 3.875%
HK$55,169
−HK$1,461/mo
Today · 4.125%
HK$56,630
baseline
▲ 0.50% · 4.625%
HK$59,616
+HK$2,986/mo
Deposit HK$10.59M · loan HK$10.59M · min. income ≈ HK$113,260/mo (50% DSR)
Upfront cash ≈ HK$11.46M (deposit + AVD stamp duty HK$867,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,954
−HK$3,634/mo
▼ 0.25% · 3.875%
HK$59,757
−HK$1,831/mo
Today · 4.125%
HK$61,588
baseline
▲ 0.50% · 4.625%
HK$65,336
+HK$3,748/mo
Deposit HK$8.47M · loan HK$12.71M · min. income ≈ HK$123,176/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$867,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,473
−HK$3,484/mo
▼ 0.25% · 3.875%
HK$66,202
−HK$1,755/mo
Today · 4.125%
HK$67,957
baseline
▲ 0.50% · 4.625%
HK$71,539
+HK$3,582/mo
Deposit HK$8.47M · loan HK$12.71M · min. income ≈ HK$135,914/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$867,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,613
−HK$4,240/mo
▼ 0.25% · 3.875%
HK$69,716
−HK$2,137/mo
Today · 4.125%
HK$71,853
baseline
▲ 0.50% · 4.625%
HK$76,225
+HK$4,372/mo
Deposit HK$6.35M · loan HK$14.83M · min. income ≈ HK$143,706/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$867,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,219
−HK$4,064/mo
▼ 0.25% · 3.875%
HK$77,236
−HK$2,047/mo
Today · 4.125%
HK$79,283
baseline
▲ 0.50% · 4.625%
HK$83,462
+HK$4,179/mo
Deposit HK$6.35M · loan HK$14.83M · min. income ≈ HK$158,566/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$867,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,931
−HK$5,451/mo
▼ 0.25% · 3.875%
HK$89,635
−HK$2,747/mo
Today · 4.125%
HK$92,382
baseline
▲ 0.50% · 4.625%
HK$98,004
+HK$5,622/mo
Deposit HK$2.12M · loan HK$19.06M · min. income ≈ HK$184,764/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$867,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,710
−HK$5,225/mo
▼ 0.25% · 3.875%
HK$99,304
−HK$2,631/mo
Today · 4.125%
HK$101,935
baseline
▲ 0.50% · 4.625%
HK$107,308
+HK$5,373/mo
Deposit HK$2.12M · loan HK$19.06M · min. income ≈ HK$203,870/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$867,965 · Scale 2, in force from 26 Feb 2026)