LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,296
−HK$3,029/mo
▼ 0.25% · 3.875%
HK$49,799
−HK$1,526/mo
Today · 4.125%
HK$51,325
baseline
▲ 0.50% · 4.625%
HK$54,448
+HK$3,123/mo
Deposit HK$10.59M · loan HK$10.59M · min. income ≈ HK$102,650/mo (50% DSR)
Upfront cash ≈ HK$11.46M (deposit + AVD stamp duty HK$868,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,729
−HK$2,903/mo
▼ 0.25% · 3.875%
HK$55,170
−HK$1,462/mo
Today · 4.125%
HK$56,632
baseline
▲ 0.50% · 4.625%
HK$59,617
+HK$2,985/mo
Deposit HK$10.59M · loan HK$10.59M · min. income ≈ HK$113,264/mo (50% DSR)
Upfront cash ≈ HK$11.46M (deposit + AVD stamp duty HK$868,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,956
−HK$3,634/mo
▼ 0.25% · 3.875%
HK$59,758
−HK$1,832/mo
Today · 4.125%
HK$61,590
baseline
▲ 0.50% · 4.625%
HK$65,338
+HK$3,748/mo
Deposit HK$8.47M · loan HK$12.71M · min. income ≈ HK$123,180/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$868,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,475
−HK$3,483/mo
▼ 0.25% · 3.875%
HK$66,204
−HK$1,754/mo
Today · 4.125%
HK$67,958
baseline
▲ 0.50% · 4.625%
HK$71,541
+HK$3,583/mo
Deposit HK$8.47M · loan HK$12.71M · min. income ≈ HK$135,916/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$868,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,615
−HK$4,240/mo
▼ 0.25% · 3.875%
HK$69,718
−HK$2,137/mo
Today · 4.125%
HK$71,855
baseline
▲ 0.50% · 4.625%
HK$76,227
+HK$4,372/mo
Deposit HK$6.35M · loan HK$14.83M · min. income ≈ HK$143,710/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$868,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,221
−HK$4,064/mo
▼ 0.25% · 3.875%
HK$77,238
−HK$2,047/mo
Today · 4.125%
HK$79,285
baseline
▲ 0.50% · 4.625%
HK$83,464
+HK$4,179/mo
Deposit HK$6.35M · loan HK$14.83M · min. income ≈ HK$158,570/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$868,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,933
−HK$5,452/mo
▼ 0.25% · 3.875%
HK$89,638
−HK$2,747/mo
Today · 4.125%
HK$92,385
baseline
▲ 0.50% · 4.625%
HK$98,006
+HK$5,621/mo
Deposit HK$2.12M · loan HK$19.06M · min. income ≈ HK$184,770/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$868,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,713
−HK$5,225/mo
▼ 0.25% · 3.875%
HK$99,306
−HK$2,632/mo
Today · 4.125%
HK$101,938
baseline
▲ 0.50% · 4.625%
HK$107,311
+HK$5,373/mo
Deposit HK$2.12M · loan HK$19.06M · min. income ≈ HK$203,876/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$868,024 · Scale 2, in force from 26 Feb 2026)