LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,297
−HK$3,029/mo
▼ 0.25% · 3.875%
HK$49,799
−HK$1,527/mo
Today · 4.125%
HK$51,326
baseline
▲ 0.50% · 4.625%
HK$54,449
+HK$3,123/mo
Deposit HK$10.59M · loan HK$10.59M · min. income ≈ HK$102,652/mo (50% DSR)
Upfront cash ≈ HK$11.46M (deposit + AVD stamp duty HK$868,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,730
−HK$2,903/mo
▼ 0.25% · 3.875%
HK$55,171
−HK$1,462/mo
Today · 4.125%
HK$56,633
baseline
▲ 0.50% · 4.625%
HK$59,618
+HK$2,985/mo
Deposit HK$10.59M · loan HK$10.59M · min. income ≈ HK$113,266/mo (50% DSR)
Upfront cash ≈ HK$11.46M (deposit + AVD stamp duty HK$868,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,956
−HK$3,635/mo
▼ 0.25% · 3.875%
HK$59,759
−HK$1,832/mo
Today · 4.125%
HK$61,591
baseline
▲ 0.50% · 4.625%
HK$65,338
+HK$3,747/mo
Deposit HK$8.47M · loan HK$12.71M · min. income ≈ HK$123,182/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$868,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,476
−HK$3,483/mo
▼ 0.25% · 3.875%
HK$66,205
−HK$1,754/mo
Today · 4.125%
HK$67,959
baseline
▲ 0.50% · 4.625%
HK$71,542
+HK$3,583/mo
Deposit HK$8.47M · loan HK$12.71M · min. income ≈ HK$135,918/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$868,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,616
−HK$4,240/mo
▼ 0.25% · 3.875%
HK$69,719
−HK$2,137/mo
Today · 4.125%
HK$71,856
baseline
▲ 0.50% · 4.625%
HK$76,228
+HK$4,372/mo
Deposit HK$6.35M · loan HK$14.83M · min. income ≈ HK$143,712/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$868,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,222
−HK$4,064/mo
▼ 0.25% · 3.875%
HK$77,239
−HK$2,047/mo
Today · 4.125%
HK$79,286
baseline
▲ 0.50% · 4.625%
HK$83,465
+HK$4,179/mo
Deposit HK$6.35M · loan HK$14.83M · min. income ≈ HK$158,572/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$868,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,935
−HK$5,451/mo
▼ 0.25% · 3.875%
HK$89,639
−HK$2,747/mo
Today · 4.125%
HK$92,386
baseline
▲ 0.50% · 4.625%
HK$98,008
+HK$5,622/mo
Deposit HK$2.12M · loan HK$19.06M · min. income ≈ HK$184,772/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$868,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,714
−HK$5,225/mo
▼ 0.25% · 3.875%
HK$99,308
−HK$2,631/mo
Today · 4.125%
HK$101,939
baseline
▲ 0.50% · 4.625%
HK$107,312
+HK$5,373/mo
Deposit HK$2.12M · loan HK$19.06M · min. income ≈ HK$203,878/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$868,050 · Scale 2, in force from 26 Feb 2026)