LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,299
−HK$3,029/mo
▼ 0.25% · 3.875%
HK$49,801
−HK$1,527/mo
Today · 4.125%
HK$51,328
baseline
▲ 0.50% · 4.625%
HK$54,451
+HK$3,123/mo
Deposit HK$10.59M · loan HK$10.59M · min. income ≈ HK$102,656/mo (50% DSR)
Upfront cash ≈ HK$11.46M (deposit + AVD stamp duty HK$868,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,732
−HK$2,903/mo
▼ 0.25% · 3.875%
HK$55,173
−HK$1,462/mo
Today · 4.125%
HK$56,635
baseline
▲ 0.50% · 4.625%
HK$59,621
+HK$2,986/mo
Deposit HK$10.59M · loan HK$10.59M · min. income ≈ HK$113,270/mo (50% DSR)
Upfront cash ≈ HK$11.46M (deposit + AVD stamp duty HK$868,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,959
−HK$3,634/mo
▼ 0.25% · 3.875%
HK$59,762
−HK$1,831/mo
Today · 4.125%
HK$61,593
baseline
▲ 0.50% · 4.625%
HK$65,341
+HK$3,748/mo
Deposit HK$8.47M · loan HK$12.71M · min. income ≈ HK$123,186/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$868,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,479
−HK$3,483/mo
▼ 0.25% · 3.875%
HK$66,208
−HK$1,754/mo
Today · 4.125%
HK$67,962
baseline
▲ 0.50% · 4.625%
HK$71,545
+HK$3,583/mo
Deposit HK$8.47M · loan HK$12.71M · min. income ≈ HK$135,924/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$868,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,619
−HK$4,240/mo
▼ 0.25% · 3.875%
HK$69,722
−HK$2,137/mo
Today · 4.125%
HK$71,859
baseline
▲ 0.50% · 4.625%
HK$76,231
+HK$4,372/mo
Deposit HK$6.35M · loan HK$14.83M · min. income ≈ HK$143,718/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$868,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,225
−HK$4,064/mo
▼ 0.25% · 3.875%
HK$77,243
−HK$2,046/mo
Today · 4.125%
HK$79,289
baseline
▲ 0.50% · 4.625%
HK$83,469
+HK$4,180/mo
Deposit HK$6.35M · loan HK$14.83M · min. income ≈ HK$158,578/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$868,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,938
−HK$5,452/mo
▼ 0.25% · 3.875%
HK$89,643
−HK$2,747/mo
Today · 4.125%
HK$92,390
baseline
▲ 0.50% · 4.625%
HK$98,012
+HK$5,622/mo
Deposit HK$2.12M · loan HK$19.06M · min. income ≈ HK$184,780/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$868,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,718
−HK$5,225/mo
▼ 0.25% · 3.875%
HK$99,312
−HK$2,631/mo
Today · 4.125%
HK$101,943
baseline
▲ 0.50% · 4.625%
HK$107,317
+HK$5,374/mo
Deposit HK$2.12M · loan HK$19.06M · min. income ≈ HK$203,886/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$868,142 · Scale 2, in force from 26 Feb 2026)