LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,301
−HK$3,028/mo
▼ 0.25% · 3.875%
HK$49,803
−HK$1,526/mo
Today · 4.125%
HK$51,329
baseline
▲ 0.50% · 4.625%
HK$54,453
+HK$3,124/mo
Deposit HK$10.59M · loan HK$10.59M · min. income ≈ HK$102,658/mo (50% DSR)
Upfront cash ≈ HK$11.46M (deposit + AVD stamp duty HK$868,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,734
−HK$2,903/mo
▼ 0.25% · 3.875%
HK$55,175
−HK$1,462/mo
Today · 4.125%
HK$56,637
baseline
▲ 0.50% · 4.625%
HK$59,622
+HK$2,985/mo
Deposit HK$10.59M · loan HK$10.59M · min. income ≈ HK$113,274/mo (50% DSR)
Upfront cash ≈ HK$11.46M (deposit + AVD stamp duty HK$868,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,961
−HK$3,634/mo
▼ 0.25% · 3.875%
HK$59,764
−HK$1,831/mo
Today · 4.125%
HK$61,595
baseline
▲ 0.50% · 4.625%
HK$65,343
+HK$3,748/mo
Deposit HK$8.47M · loan HK$12.71M · min. income ≈ HK$123,190/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$868,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,481
−HK$3,483/mo
▼ 0.25% · 3.875%
HK$66,210
−HK$1,754/mo
Today · 4.125%
HK$67,964
baseline
▲ 0.50% · 4.625%
HK$71,547
+HK$3,583/mo
Deposit HK$8.47M · loan HK$12.71M · min. income ≈ HK$135,928/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$868,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,621
−HK$4,240/mo
▼ 0.25% · 3.875%
HK$69,724
−HK$2,137/mo
Today · 4.125%
HK$71,861
baseline
▲ 0.50% · 4.625%
HK$76,234
+HK$4,373/mo
Deposit HK$6.35M · loan HK$14.83M · min. income ≈ HK$143,722/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$868,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,227
−HK$4,065/mo
▼ 0.25% · 3.875%
HK$77,245
−HK$2,047/mo
Today · 4.125%
HK$79,292
baseline
▲ 0.50% · 4.625%
HK$83,471
+HK$4,179/mo
Deposit HK$6.35M · loan HK$14.83M · min. income ≈ HK$158,584/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$868,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,941
−HK$5,452/mo
▼ 0.25% · 3.875%
HK$89,645
−HK$2,748/mo
Today · 4.125%
HK$92,393
baseline
▲ 0.50% · 4.625%
HK$98,015
+HK$5,622/mo
Deposit HK$2.12M · loan HK$19.06M · min. income ≈ HK$184,786/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$868,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,721
−HK$5,225/mo
▼ 0.25% · 3.875%
HK$99,315
−HK$2,631/mo
Today · 4.125%
HK$101,946
baseline
▲ 0.50% · 4.625%
HK$107,320
+HK$5,374/mo
Deposit HK$2.12M · loan HK$19.06M · min. income ≈ HK$203,892/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$868,206 · Scale 2, in force from 26 Feb 2026)