LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,304
−HK$3,029/mo
▼ 0.25% · 3.875%
HK$49,806
−HK$1,527/mo
Today · 4.125%
HK$51,333
baseline
▲ 0.50% · 4.625%
HK$54,456
+HK$3,123/mo
Deposit HK$10.59M · loan HK$10.59M · min. income ≈ HK$102,666/mo (50% DSR)
Upfront cash ≈ HK$11.46M (deposit + AVD stamp duty HK$868,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,737
−HK$2,904/mo
▼ 0.25% · 3.875%
HK$55,179
−HK$1,462/mo
Today · 4.125%
HK$56,641
baseline
▲ 0.50% · 4.625%
HK$59,626
+HK$2,985/mo
Deposit HK$10.59M · loan HK$10.59M · min. income ≈ HK$113,282/mo (50% DSR)
Upfront cash ≈ HK$11.46M (deposit + AVD stamp duty HK$868,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,964
−HK$3,635/mo
▼ 0.25% · 3.875%
HK$59,768
−HK$1,831/mo
Today · 4.125%
HK$61,599
baseline
▲ 0.50% · 4.625%
HK$65,348
+HK$3,749/mo
Deposit HK$8.47M · loan HK$12.71M · min. income ≈ HK$123,198/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$868,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,485
−HK$3,484/mo
▼ 0.25% · 3.875%
HK$66,214
−HK$1,755/mo
Today · 4.125%
HK$67,969
baseline
▲ 0.50% · 4.625%
HK$71,552
+HK$3,583/mo
Deposit HK$8.47M · loan HK$12.71M · min. income ≈ HK$135,938/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$868,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,625
−HK$4,241/mo
▼ 0.25% · 3.875%
HK$69,729
−HK$2,137/mo
Today · 4.125%
HK$71,866
baseline
▲ 0.50% · 4.625%
HK$76,239
+HK$4,373/mo
Deposit HK$6.36M · loan HK$14.83M · min. income ≈ HK$143,732/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$868,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,232
−HK$4,065/mo
▼ 0.25% · 3.875%
HK$77,250
−HK$2,047/mo
Today · 4.125%
HK$79,297
baseline
▲ 0.50% · 4.625%
HK$83,477
+HK$4,180/mo
Deposit HK$6.36M · loan HK$14.83M · min. income ≈ HK$158,594/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$868,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,947
−HK$5,452/mo
▼ 0.25% · 3.875%
HK$89,651
−HK$2,748/mo
Today · 4.125%
HK$92,399
baseline
▲ 0.50% · 4.625%
HK$98,021
+HK$5,622/mo
Deposit HK$2.12M · loan HK$19.07M · min. income ≈ HK$184,798/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$868,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,727
−HK$5,226/mo
▼ 0.25% · 3.875%
HK$99,322
−HK$2,631/mo
Today · 4.125%
HK$101,953
baseline
▲ 0.50% · 4.625%
HK$107,327
+HK$5,374/mo
Deposit HK$2.12M · loan HK$19.07M · min. income ≈ HK$203,906/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$868,347 · Scale 2, in force from 26 Feb 2026)