LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,305
−HK$3,029/mo
▼ 0.25% · 3.875%
HK$49,808
−HK$1,526/mo
Today · 4.125%
HK$51,334
baseline
▲ 0.50% · 4.625%
HK$54,458
+HK$3,124/mo
Deposit HK$10.59M · loan HK$10.59M · min. income ≈ HK$102,668/mo (50% DSR)
Upfront cash ≈ HK$11.46M (deposit + AVD stamp duty HK$868,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,739
−HK$2,903/mo
▼ 0.25% · 3.875%
HK$55,180
−HK$1,462/mo
Today · 4.125%
HK$56,642
baseline
▲ 0.50% · 4.625%
HK$59,628
+HK$2,986/mo
Deposit HK$10.59M · loan HK$10.59M · min. income ≈ HK$113,284/mo (50% DSR)
Upfront cash ≈ HK$11.46M (deposit + AVD stamp duty HK$868,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,966
−HK$3,635/mo
▼ 0.25% · 3.875%
HK$59,769
−HK$1,832/mo
Today · 4.125%
HK$61,601
baseline
▲ 0.50% · 4.625%
HK$65,349
+HK$3,748/mo
Deposit HK$8.47M · loan HK$12.71M · min. income ≈ HK$123,202/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$868,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,487
−HK$3,484/mo
▼ 0.25% · 3.875%
HK$66,216
−HK$1,755/mo
Today · 4.125%
HK$67,971
baseline
▲ 0.50% · 4.625%
HK$71,553
+HK$3,582/mo
Deposit HK$8.47M · loan HK$12.71M · min. income ≈ HK$135,942/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$868,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,627
−HK$4,241/mo
▼ 0.25% · 3.875%
HK$69,731
−HK$2,137/mo
Today · 4.125%
HK$71,868
baseline
▲ 0.50% · 4.625%
HK$76,241
+HK$4,373/mo
Deposit HK$6.36M · loan HK$14.83M · min. income ≈ HK$143,736/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$868,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,234
−HK$4,065/mo
▼ 0.25% · 3.875%
HK$77,252
−HK$2,047/mo
Today · 4.125%
HK$79,299
baseline
▲ 0.50% · 4.625%
HK$83,479
+HK$4,180/mo
Deposit HK$6.36M · loan HK$14.83M · min. income ≈ HK$158,598/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$868,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,949
−HK$5,452/mo
▼ 0.25% · 3.875%
HK$89,654
−HK$2,747/mo
Today · 4.125%
HK$92,401
baseline
▲ 0.50% · 4.625%
HK$98,024
+HK$5,623/mo
Deposit HK$2.12M · loan HK$19.07M · min. income ≈ HK$184,802/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$868,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,730
−HK$5,226/mo
▼ 0.25% · 3.875%
HK$99,324
−HK$2,632/mo
Today · 4.125%
HK$101,956
baseline
▲ 0.50% · 4.625%
HK$107,330
+HK$5,374/mo
Deposit HK$2.12M · loan HK$19.07M · min. income ≈ HK$203,912/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$868,401 · Scale 2, in force from 26 Feb 2026)