LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,306
−HK$3,030/mo
▼ 0.25% · 3.875%
HK$49,809
−HK$1,527/mo
Today · 4.125%
HK$51,336
baseline
▲ 0.50% · 4.625%
HK$54,459
+HK$3,123/mo
Deposit HK$10.59M · loan HK$10.59M · min. income ≈ HK$102,672/mo (50% DSR)
Upfront cash ≈ HK$11.46M (deposit + AVD stamp duty HK$868,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,740
−HK$2,904/mo
▼ 0.25% · 3.875%
HK$55,182
−HK$1,462/mo
Today · 4.125%
HK$56,644
baseline
▲ 0.50% · 4.625%
HK$59,630
+HK$2,986/mo
Deposit HK$10.59M · loan HK$10.59M · min. income ≈ HK$113,288/mo (50% DSR)
Upfront cash ≈ HK$11.46M (deposit + AVD stamp duty HK$868,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,968
−HK$3,635/mo
▼ 0.25% · 3.875%
HK$59,771
−HK$1,832/mo
Today · 4.125%
HK$61,603
baseline
▲ 0.50% · 4.625%
HK$65,351
+HK$3,748/mo
Deposit HK$8.47M · loan HK$12.71M · min. income ≈ HK$123,206/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$868,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,488
−HK$3,485/mo
▼ 0.25% · 3.875%
HK$66,218
−HK$1,755/mo
Today · 4.125%
HK$67,973
baseline
▲ 0.50% · 4.625%
HK$71,556
+HK$3,583/mo
Deposit HK$8.47M · loan HK$12.71M · min. income ≈ HK$135,946/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$868,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,629
−HK$4,241/mo
▼ 0.25% · 3.875%
HK$69,733
−HK$2,137/mo
Today · 4.125%
HK$71,870
baseline
▲ 0.50% · 4.625%
HK$76,243
+HK$4,373/mo
Deposit HK$6.36M · loan HK$14.83M · min. income ≈ HK$143,740/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$868,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,237
−HK$4,064/mo
▼ 0.25% · 3.875%
HK$77,254
−HK$2,047/mo
Today · 4.125%
HK$79,301
baseline
▲ 0.50% · 4.625%
HK$83,481
+HK$4,180/mo
Deposit HK$6.36M · loan HK$14.83M · min. income ≈ HK$158,602/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$868,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,952
−HK$5,452/mo
▼ 0.25% · 3.875%
HK$89,656
−HK$2,748/mo
Today · 4.125%
HK$92,404
baseline
▲ 0.50% · 4.625%
HK$98,027
+HK$5,623/mo
Deposit HK$2.12M · loan HK$19.07M · min. income ≈ HK$184,808/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$868,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,733
−HK$5,226/mo
▼ 0.25% · 3.875%
HK$99,327
−HK$2,632/mo
Today · 4.125%
HK$101,959
baseline
▲ 0.50% · 4.625%
HK$107,333
+HK$5,374/mo
Deposit HK$2.12M · loan HK$19.07M · min. income ≈ HK$203,918/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$868,464 · Scale 2, in force from 26 Feb 2026)