LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,308
−HK$3,029/mo
▼ 0.25% · 3.875%
HK$49,811
−HK$1,526/mo
Today · 4.125%
HK$51,337
baseline
▲ 0.50% · 4.625%
HK$54,461
+HK$3,124/mo
Deposit HK$10.59M · loan HK$10.59M · min. income ≈ HK$102,674/mo (50% DSR)
Upfront cash ≈ HK$11.46M (deposit + AVD stamp duty HK$868,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,742
−HK$2,904/mo
▼ 0.25% · 3.875%
HK$55,184
−HK$1,462/mo
Today · 4.125%
HK$56,646
baseline
▲ 0.50% · 4.625%
HK$59,632
+HK$2,986/mo
Deposit HK$10.59M · loan HK$10.59M · min. income ≈ HK$113,292/mo (50% DSR)
Upfront cash ≈ HK$11.46M (deposit + AVD stamp duty HK$868,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,970
−HK$3,635/mo
▼ 0.25% · 3.875%
HK$59,773
−HK$1,832/mo
Today · 4.125%
HK$61,605
baseline
▲ 0.50% · 4.625%
HK$65,354
+HK$3,749/mo
Deposit HK$8.47M · loan HK$12.71M · min. income ≈ HK$123,210/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$868,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,491
−HK$3,484/mo
▼ 0.25% · 3.875%
HK$66,220
−HK$1,755/mo
Today · 4.125%
HK$67,975
baseline
▲ 0.50% · 4.625%
HK$71,558
+HK$3,583/mo
Deposit HK$8.47M · loan HK$12.71M · min. income ≈ HK$135,950/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$868,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,631
−HK$4,241/mo
▼ 0.25% · 3.875%
HK$69,735
−HK$2,137/mo
Today · 4.125%
HK$71,872
baseline
▲ 0.50% · 4.625%
HK$76,246
+HK$4,374/mo
Deposit HK$6.36M · loan HK$14.83M · min. income ≈ HK$143,744/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$868,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,239
−HK$4,065/mo
▼ 0.25% · 3.875%
HK$77,257
−HK$2,047/mo
Today · 4.125%
HK$79,304
baseline
▲ 0.50% · 4.625%
HK$83,484
+HK$4,180/mo
Deposit HK$6.36M · loan HK$14.83M · min. income ≈ HK$158,608/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$868,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,955
−HK$5,452/mo
▼ 0.25% · 3.875%
HK$89,659
−HK$2,748/mo
Today · 4.125%
HK$92,407
baseline
▲ 0.50% · 4.625%
HK$98,030
+HK$5,623/mo
Deposit HK$2.12M · loan HK$19.07M · min. income ≈ HK$184,814/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$868,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,736
−HK$5,227/mo
▼ 0.25% · 3.875%
HK$99,331
−HK$2,632/mo
Today · 4.125%
HK$101,963
baseline
▲ 0.50% · 4.625%
HK$107,337
+HK$5,374/mo
Deposit HK$2.12M · loan HK$19.07M · min. income ≈ HK$203,926/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$868,541 · Scale 2, in force from 26 Feb 2026)