LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,309
−HK$3,030/mo
▼ 0.25% · 3.875%
HK$49,812
−HK$1,527/mo
Today · 4.125%
HK$51,339
baseline
▲ 0.50% · 4.625%
HK$54,463
+HK$3,124/mo
Deposit HK$10.59M · loan HK$10.59M · min. income ≈ HK$102,678/mo (50% DSR)
Upfront cash ≈ HK$11.46M (deposit + AVD stamp duty HK$868,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,744
−HK$2,903/mo
▼ 0.25% · 3.875%
HK$55,185
−HK$1,462/mo
Today · 4.125%
HK$56,647
baseline
▲ 0.50% · 4.625%
HK$59,633
+HK$2,986/mo
Deposit HK$10.59M · loan HK$10.59M · min. income ≈ HK$113,294/mo (50% DSR)
Upfront cash ≈ HK$11.46M (deposit + AVD stamp duty HK$868,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,971
−HK$3,636/mo
▼ 0.25% · 3.875%
HK$59,775
−HK$1,832/mo
Today · 4.125%
HK$61,607
baseline
▲ 0.50% · 4.625%
HK$65,355
+HK$3,748/mo
Deposit HK$8.47M · loan HK$12.71M · min. income ≈ HK$123,214/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$868,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,493
−HK$3,484/mo
▼ 0.25% · 3.875%
HK$66,222
−HK$1,755/mo
Today · 4.125%
HK$67,977
baseline
▲ 0.50% · 4.625%
HK$71,560
+HK$3,583/mo
Deposit HK$8.47M · loan HK$12.71M · min. income ≈ HK$135,954/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$868,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,633
−HK$4,241/mo
▼ 0.25% · 3.875%
HK$69,737
−HK$2,137/mo
Today · 4.125%
HK$71,874
baseline
▲ 0.50% · 4.625%
HK$76,248
+HK$4,374/mo
Deposit HK$6.36M · loan HK$14.83M · min. income ≈ HK$143,748/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$868,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,241
−HK$4,065/mo
▼ 0.25% · 3.875%
HK$77,259
−HK$2,047/mo
Today · 4.125%
HK$79,306
baseline
▲ 0.50% · 4.625%
HK$83,487
+HK$4,181/mo
Deposit HK$6.36M · loan HK$14.83M · min. income ≈ HK$158,612/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$868,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,957
−HK$5,453/mo
▼ 0.25% · 3.875%
HK$89,662
−HK$2,748/mo
Today · 4.125%
HK$92,410
baseline
▲ 0.50% · 4.625%
HK$98,033
+HK$5,623/mo
Deposit HK$2.12M · loan HK$19.07M · min. income ≈ HK$184,820/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$868,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,739
−HK$5,226/mo
▼ 0.25% · 3.875%
HK$99,333
−HK$2,632/mo
Today · 4.125%
HK$101,965
baseline
▲ 0.50% · 4.625%
HK$107,340
+HK$5,375/mo
Deposit HK$2.12M · loan HK$19.07M · min. income ≈ HK$203,930/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$868,598 · Scale 2, in force from 26 Feb 2026)