LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,312
−HK$3,030/mo
▼ 0.25% · 3.875%
HK$49,815
−HK$1,527/mo
Today · 4.125%
HK$51,342
baseline
▲ 0.50% · 4.625%
HK$54,466
+HK$3,124/mo
Deposit HK$10.59M · loan HK$10.59M · min. income ≈ HK$102,684/mo (50% DSR)
Upfront cash ≈ HK$11.46M (deposit + AVD stamp duty HK$868,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,747
−HK$2,904/mo
▼ 0.25% · 3.875%
HK$55,188
−HK$1,463/mo
Today · 4.125%
HK$56,651
baseline
▲ 0.50% · 4.625%
HK$59,637
+HK$2,986/mo
Deposit HK$10.59M · loan HK$10.59M · min. income ≈ HK$113,302/mo (50% DSR)
Upfront cash ≈ HK$11.46M (deposit + AVD stamp duty HK$868,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,975
−HK$3,635/mo
▼ 0.25% · 3.875%
HK$59,778
−HK$1,832/mo
Today · 4.125%
HK$61,610
baseline
▲ 0.50% · 4.625%
HK$65,359
+HK$3,749/mo
Deposit HK$8.47M · loan HK$12.71M · min. income ≈ HK$123,220/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$868,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,496
−HK$3,485/mo
▼ 0.25% · 3.875%
HK$66,226
−HK$1,755/mo
Today · 4.125%
HK$67,981
baseline
▲ 0.50% · 4.625%
HK$71,564
+HK$3,583/mo
Deposit HK$8.47M · loan HK$12.71M · min. income ≈ HK$135,962/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$868,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,637
−HK$4,242/mo
▼ 0.25% · 3.875%
HK$69,741
−HK$2,138/mo
Today · 4.125%
HK$71,879
baseline
▲ 0.50% · 4.625%
HK$76,252
+HK$4,373/mo
Deposit HK$6.36M · loan HK$14.83M · min. income ≈ HK$143,758/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$868,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,246
−HK$4,065/mo
▼ 0.25% · 3.875%
HK$77,264
−HK$2,047/mo
Today · 4.125%
HK$79,311
baseline
▲ 0.50% · 4.625%
HK$83,492
+HK$4,181/mo
Deposit HK$6.36M · loan HK$14.83M · min. income ≈ HK$158,622/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$868,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,962
−HK$5,453/mo
▼ 0.25% · 3.875%
HK$89,667
−HK$2,748/mo
Today · 4.125%
HK$92,415
baseline
▲ 0.50% · 4.625%
HK$98,039
+HK$5,624/mo
Deposit HK$2.12M · loan HK$19.07M · min. income ≈ HK$184,830/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$868,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,744
−HK$5,227/mo
▼ 0.25% · 3.875%
HK$99,339
−HK$2,632/mo
Today · 4.125%
HK$101,971
baseline
▲ 0.50% · 4.625%
HK$107,346
+HK$5,375/mo
Deposit HK$2.12M · loan HK$19.07M · min. income ≈ HK$203,942/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$868,721 · Scale 2, in force from 26 Feb 2026)