LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,314
−HK$3,030/mo
▼ 0.25% · 3.875%
HK$49,817
−HK$1,527/mo
Today · 4.125%
HK$51,344
baseline
▲ 0.50% · 4.625%
HK$54,468
+HK$3,124/mo
Deposit HK$10.59M · loan HK$10.59M · min. income ≈ HK$102,688/mo (50% DSR)
Upfront cash ≈ HK$11.46M (deposit + AVD stamp duty HK$868,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,749
−HK$2,904/mo
▼ 0.25% · 3.875%
HK$55,191
−HK$1,462/mo
Today · 4.125%
HK$56,653
baseline
▲ 0.50% · 4.625%
HK$59,639
+HK$2,986/mo
Deposit HK$10.59M · loan HK$10.59M · min. income ≈ HK$113,306/mo (50% DSR)
Upfront cash ≈ HK$11.46M (deposit + AVD stamp duty HK$868,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,977
−HK$3,636/mo
▼ 0.25% · 3.875%
HK$59,780
−HK$1,833/mo
Today · 4.125%
HK$61,613
baseline
▲ 0.50% · 4.625%
HK$65,362
+HK$3,749/mo
Deposit HK$8.48M · loan HK$12.71M · min. income ≈ HK$123,226/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$868,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,499
−HK$3,485/mo
▼ 0.25% · 3.875%
HK$66,229
−HK$1,755/mo
Today · 4.125%
HK$67,984
baseline
▲ 0.50% · 4.625%
HK$71,567
+HK$3,583/mo
Deposit HK$8.48M · loan HK$12.71M · min. income ≈ HK$135,968/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$868,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,640
−HK$4,241/mo
▼ 0.25% · 3.875%
HK$69,744
−HK$2,137/mo
Today · 4.125%
HK$71,881
baseline
▲ 0.50% · 4.625%
HK$76,255
+HK$4,374/mo
Deposit HK$6.36M · loan HK$14.83M · min. income ≈ HK$143,762/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$868,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,249
−HK$4,065/mo
▼ 0.25% · 3.875%
HK$77,267
−HK$2,047/mo
Today · 4.125%
HK$79,314
baseline
▲ 0.50% · 4.625%
HK$83,495
+HK$4,181/mo
Deposit HK$6.36M · loan HK$14.83M · min. income ≈ HK$158,628/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$868,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,966
−HK$5,453/mo
▼ 0.25% · 3.875%
HK$89,671
−HK$2,748/mo
Today · 4.125%
HK$92,419
baseline
▲ 0.50% · 4.625%
HK$98,042
+HK$5,623/mo
Deposit HK$2.12M · loan HK$19.07M · min. income ≈ HK$184,838/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$868,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,748
−HK$5,227/mo
▼ 0.25% · 3.875%
HK$99,343
−HK$2,632/mo
Today · 4.125%
HK$101,975
baseline
▲ 0.50% · 4.625%
HK$107,351
+HK$5,376/mo
Deposit HK$2.12M · loan HK$19.07M · min. income ≈ HK$203,950/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$868,805 · Scale 2, in force from 26 Feb 2026)