LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,315
−HK$3,029/mo
▼ 0.25% · 3.875%
HK$49,818
−HK$1,526/mo
Today · 4.125%
HK$51,344
baseline
▲ 0.50% · 4.625%
HK$54,469
+HK$3,125/mo
Deposit HK$10.59M · loan HK$10.59M · min. income ≈ HK$102,688/mo (50% DSR)
Upfront cash ≈ HK$11.46M (deposit + AVD stamp duty HK$868,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,750
−HK$2,904/mo
▼ 0.25% · 3.875%
HK$55,191
−HK$1,463/mo
Today · 4.125%
HK$56,654
baseline
▲ 0.50% · 4.625%
HK$59,640
+HK$2,986/mo
Deposit HK$10.59M · loan HK$10.59M · min. income ≈ HK$113,308/mo (50% DSR)
Upfront cash ≈ HK$11.46M (deposit + AVD stamp duty HK$868,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,978
−HK$3,635/mo
▼ 0.25% · 3.875%
HK$59,781
−HK$1,832/mo
Today · 4.125%
HK$61,613
baseline
▲ 0.50% · 4.625%
HK$65,362
+HK$3,749/mo
Deposit HK$8.48M · loan HK$12.71M · min. income ≈ HK$123,226/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$868,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,500
−HK$3,484/mo
▼ 0.25% · 3.875%
HK$66,229
−HK$1,755/mo
Today · 4.125%
HK$67,984
baseline
▲ 0.50% · 4.625%
HK$71,568
+HK$3,584/mo
Deposit HK$8.48M · loan HK$12.71M · min. income ≈ HK$135,968/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$868,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,641
−HK$4,241/mo
▼ 0.25% · 3.875%
HK$69,745
−HK$2,137/mo
Today · 4.125%
HK$71,882
baseline
▲ 0.50% · 4.625%
HK$76,256
+HK$4,374/mo
Deposit HK$6.36M · loan HK$14.83M · min. income ≈ HK$143,764/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$868,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,250
−HK$4,065/mo
▼ 0.25% · 3.875%
HK$77,268
−HK$2,047/mo
Today · 4.125%
HK$79,315
baseline
▲ 0.50% · 4.625%
HK$83,496
+HK$4,181/mo
Deposit HK$6.36M · loan HK$14.83M · min. income ≈ HK$158,630/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$868,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,967
−HK$5,453/mo
▼ 0.25% · 3.875%
HK$89,672
−HK$2,748/mo
Today · 4.125%
HK$92,420
baseline
▲ 0.50% · 4.625%
HK$98,044
+HK$5,624/mo
Deposit HK$2.12M · loan HK$19.07M · min. income ≈ HK$184,840/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$868,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,749
−HK$5,227/mo
▼ 0.25% · 3.875%
HK$99,344
−HK$2,632/mo
Today · 4.125%
HK$101,976
baseline
▲ 0.50% · 4.625%
HK$107,352
+HK$5,376/mo
Deposit HK$2.12M · loan HK$19.07M · min. income ≈ HK$203,952/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$868,829 · Scale 2, in force from 26 Feb 2026)