LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,323
−HK$3,030/mo
▼ 0.25% · 3.875%
HK$49,826
−HK$1,527/mo
Today · 4.125%
HK$51,353
baseline
▲ 0.50% · 4.625%
HK$54,477
+HK$3,124/mo
Deposit HK$10.60M · loan HK$10.60M · min. income ≈ HK$102,706/mo (50% DSR)
Upfront cash ≈ HK$11.47M (deposit + AVD stamp duty HK$869,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,758
−HK$2,905/mo
▼ 0.25% · 3.875%
HK$55,200
−HK$1,463/mo
Today · 4.125%
HK$56,663
baseline
▲ 0.50% · 4.625%
HK$59,650
+HK$2,987/mo
Deposit HK$10.60M · loan HK$10.60M · min. income ≈ HK$113,326/mo (50% DSR)
Upfront cash ≈ HK$11.47M (deposit + AVD stamp duty HK$869,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,987
−HK$3,636/mo
▼ 0.25% · 3.875%
HK$59,791
−HK$1,832/mo
Today · 4.125%
HK$61,623
baseline
▲ 0.50% · 4.625%
HK$65,373
+HK$3,750/mo
Deposit HK$8.48M · loan HK$12.72M · min. income ≈ HK$123,246/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$869,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,510
−HK$3,485/mo
▼ 0.25% · 3.875%
HK$66,240
−HK$1,755/mo
Today · 4.125%
HK$67,995
baseline
▲ 0.50% · 4.625%
HK$71,579
+HK$3,584/mo
Deposit HK$8.48M · loan HK$12.72M · min. income ≈ HK$135,990/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$869,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,652
−HK$4,242/mo
▼ 0.25% · 3.875%
HK$69,756
−HK$2,138/mo
Today · 4.125%
HK$71,894
baseline
▲ 0.50% · 4.625%
HK$76,268
+HK$4,374/mo
Deposit HK$6.36M · loan HK$14.83M · min. income ≈ HK$143,788/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$869,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,262
−HK$4,066/mo
▼ 0.25% · 3.875%
HK$77,280
−HK$2,048/mo
Today · 4.125%
HK$79,328
baseline
▲ 0.50% · 4.625%
HK$83,509
+HK$4,181/mo
Deposit HK$6.36M · loan HK$14.83M · min. income ≈ HK$158,656/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$869,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,981
−HK$5,454/mo
▼ 0.25% · 3.875%
HK$89,686
−HK$2,749/mo
Today · 4.125%
HK$92,435
baseline
▲ 0.50% · 4.625%
HK$98,059
+HK$5,624/mo
Deposit HK$2.12M · loan HK$19.07M · min. income ≈ HK$184,870/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$869,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,765
−HK$5,228/mo
▼ 0.25% · 3.875%
HK$99,360
−HK$2,633/mo
Today · 4.125%
HK$101,993
baseline
▲ 0.50% · 4.625%
HK$107,369
+HK$5,376/mo
Deposit HK$2.12M · loan HK$19.07M · min. income ≈ HK$203,986/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$869,171 · Scale 2, in force from 26 Feb 2026)