LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,325
−HK$3,030/mo
▼ 0.25% · 3.875%
HK$49,828
−HK$1,527/mo
Today · 4.125%
HK$51,355
baseline
▲ 0.50% · 4.625%
HK$54,480
+HK$3,125/mo
Deposit HK$10.60M · loan HK$10.60M · min. income ≈ HK$102,710/mo (50% DSR)
Upfront cash ≈ HK$11.47M (deposit + AVD stamp duty HK$869,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,761
−HK$2,904/mo
▼ 0.25% · 3.875%
HK$55,203
−HK$1,462/mo
Today · 4.125%
HK$56,665
baseline
▲ 0.50% · 4.625%
HK$59,652
+HK$2,987/mo
Deposit HK$10.60M · loan HK$10.60M · min. income ≈ HK$113,330/mo (50% DSR)
Upfront cash ≈ HK$11.47M (deposit + AVD stamp duty HK$869,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,990
−HK$3,636/mo
▼ 0.25% · 3.875%
HK$59,793
−HK$1,833/mo
Today · 4.125%
HK$61,626
baseline
▲ 0.50% · 4.625%
HK$65,376
+HK$3,750/mo
Deposit HK$8.48M · loan HK$12.72M · min. income ≈ HK$123,252/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$869,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,513
−HK$3,485/mo
▼ 0.25% · 3.875%
HK$66,243
−HK$1,755/mo
Today · 4.125%
HK$67,998
baseline
▲ 0.50% · 4.625%
HK$71,583
+HK$3,585/mo
Deposit HK$8.48M · loan HK$12.72M · min. income ≈ HK$135,996/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$869,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,655
−HK$4,242/mo
▼ 0.25% · 3.875%
HK$69,759
−HK$2,138/mo
Today · 4.125%
HK$71,897
baseline
▲ 0.50% · 4.625%
HK$76,272
+HK$4,375/mo
Deposit HK$6.36M · loan HK$14.83M · min. income ≈ HK$143,794/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$869,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,265
−HK$4,066/mo
▼ 0.25% · 3.875%
HK$77,284
−HK$2,047/mo
Today · 4.125%
HK$79,331
baseline
▲ 0.50% · 4.625%
HK$83,513
+HK$4,182/mo
Deposit HK$6.36M · loan HK$14.83M · min. income ≈ HK$158,662/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$869,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,985
−HK$5,454/mo
▼ 0.25% · 3.875%
HK$89,690
−HK$2,749/mo
Today · 4.125%
HK$92,439
baseline
▲ 0.50% · 4.625%
HK$98,064
+HK$5,625/mo
Deposit HK$2.12M · loan HK$19.07M · min. income ≈ HK$184,878/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$869,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,769
−HK$5,229/mo
▼ 0.25% · 3.875%
HK$99,365
−HK$2,633/mo
Today · 4.125%
HK$101,998
baseline
▲ 0.50% · 4.625%
HK$107,374
+HK$5,376/mo
Deposit HK$2.12M · loan HK$19.07M · min. income ≈ HK$203,996/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$869,268 · Scale 2, in force from 26 Feb 2026)