LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,326
−HK$3,031/mo
▼ 0.25% · 3.875%
HK$49,829
−HK$1,528/mo
Today · 4.125%
HK$51,357
baseline
▲ 0.50% · 4.625%
HK$54,482
+HK$3,125/mo
Deposit HK$10.60M · loan HK$10.60M · min. income ≈ HK$102,714/mo (50% DSR)
Upfront cash ≈ HK$11.47M (deposit + AVD stamp duty HK$869,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,762
−HK$2,905/mo
▼ 0.25% · 3.875%
HK$55,204
−HK$1,463/mo
Today · 4.125%
HK$56,667
baseline
▲ 0.50% · 4.625%
HK$59,654
+HK$2,987/mo
Deposit HK$10.60M · loan HK$10.60M · min. income ≈ HK$113,334/mo (50% DSR)
Upfront cash ≈ HK$11.47M (deposit + AVD stamp duty HK$869,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,992
−HK$3,636/mo
▼ 0.25% · 3.875%
HK$59,795
−HK$1,833/mo
Today · 4.125%
HK$61,628
baseline
▲ 0.50% · 4.625%
HK$65,378
+HK$3,750/mo
Deposit HK$8.48M · loan HK$12.72M · min. income ≈ HK$123,256/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$869,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,515
−HK$3,486/mo
▼ 0.25% · 3.875%
HK$66,245
−HK$1,756/mo
Today · 4.125%
HK$68,001
baseline
▲ 0.50% · 4.625%
HK$71,585
+HK$3,584/mo
Deposit HK$8.48M · loan HK$12.72M · min. income ≈ HK$136,002/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$869,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,657
−HK$4,242/mo
▼ 0.25% · 3.875%
HK$69,761
−HK$2,138/mo
Today · 4.125%
HK$71,899
baseline
▲ 0.50% · 4.625%
HK$76,274
+HK$4,375/mo
Deposit HK$6.36M · loan HK$14.84M · min. income ≈ HK$143,798/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$869,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,267
−HK$4,067/mo
▼ 0.25% · 3.875%
HK$77,286
−HK$2,048/mo
Today · 4.125%
HK$79,334
baseline
▲ 0.50% · 4.625%
HK$83,516
+HK$4,182/mo
Deposit HK$6.36M · loan HK$14.84M · min. income ≈ HK$158,668/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$869,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,987
−HK$5,455/mo
▼ 0.25% · 3.875%
HK$89,693
−HK$2,749/mo
Today · 4.125%
HK$92,442
baseline
▲ 0.50% · 4.625%
HK$98,067
+HK$5,625/mo
Deposit HK$2.12M · loan HK$19.07M · min. income ≈ HK$184,884/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$869,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,772
−HK$5,229/mo
▼ 0.25% · 3.875%
HK$99,368
−HK$2,633/mo
Today · 4.125%
HK$102,001
baseline
▲ 0.50% · 4.625%
HK$107,377
+HK$5,376/mo
Deposit HK$2.12M · loan HK$19.07M · min. income ≈ HK$204,002/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$869,335 · Scale 2, in force from 26 Feb 2026)