LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,330
−HK$3,031/mo
▼ 0.25% · 3.875%
HK$49,833
−HK$1,528/mo
Today · 4.125%
HK$51,361
baseline
▲ 0.50% · 4.625%
HK$54,486
+HK$3,125/mo
Deposit HK$10.60M · loan HK$10.60M · min. income ≈ HK$102,722/mo (50% DSR)
Upfront cash ≈ HK$11.47M (deposit + AVD stamp duty HK$869,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,766
−HK$2,905/mo
▼ 0.25% · 3.875%
HK$55,208
−HK$1,463/mo
Today · 4.125%
HK$56,671
baseline
▲ 0.50% · 4.625%
HK$59,659
+HK$2,988/mo
Deposit HK$10.60M · loan HK$10.60M · min. income ≈ HK$113,342/mo (50% DSR)
Upfront cash ≈ HK$11.47M (deposit + AVD stamp duty HK$869,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,996
−HK$3,637/mo
▼ 0.25% · 3.875%
HK$59,800
−HK$1,833/mo
Today · 4.125%
HK$61,633
baseline
▲ 0.50% · 4.625%
HK$65,383
+HK$3,750/mo
Deposit HK$8.48M · loan HK$12.72M · min. income ≈ HK$123,266/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$869,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,520
−HK$3,486/mo
▼ 0.25% · 3.875%
HK$66,250
−HK$1,756/mo
Today · 4.125%
HK$68,006
baseline
▲ 0.50% · 4.625%
HK$71,590
+HK$3,584/mo
Deposit HK$8.48M · loan HK$12.72M · min. income ≈ HK$136,012/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$869,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,662
−HK$4,243/mo
▼ 0.25% · 3.875%
HK$69,766
−HK$2,139/mo
Today · 4.125%
HK$71,905
baseline
▲ 0.50% · 4.625%
HK$76,280
+HK$4,375/mo
Deposit HK$6.36M · loan HK$14.84M · min. income ≈ HK$143,810/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$869,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,273
−HK$4,067/mo
▼ 0.25% · 3.875%
HK$77,292
−HK$2,048/mo
Today · 4.125%
HK$79,340
baseline
▲ 0.50% · 4.625%
HK$83,522
+HK$4,182/mo
Deposit HK$6.36M · loan HK$14.84M · min. income ≈ HK$158,680/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$869,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,994
−HK$5,455/mo
▼ 0.25% · 3.875%
HK$89,700
−HK$2,749/mo
Today · 4.125%
HK$92,449
baseline
▲ 0.50% · 4.625%
HK$98,074
+HK$5,625/mo
Deposit HK$2.12M · loan HK$19.08M · min. income ≈ HK$184,898/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$869,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,780
−HK$5,228/mo
▼ 0.25% · 3.875%
HK$99,375
−HK$2,633/mo
Today · 4.125%
HK$102,008
baseline
▲ 0.50% · 4.625%
HK$107,385
+HK$5,377/mo
Deposit HK$2.12M · loan HK$19.08M · min. income ≈ HK$204,016/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$869,493 · Scale 2, in force from 26 Feb 2026)