LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,332
−HK$3,031/mo
▼ 0.25% · 3.875%
HK$49,836
−HK$1,527/mo
Today · 4.125%
HK$51,363
baseline
▲ 0.50% · 4.625%
HK$54,489
+HK$3,126/mo
Deposit HK$10.60M · loan HK$10.60M · min. income ≈ HK$102,726/mo (50% DSR)
Upfront cash ≈ HK$11.47M (deposit + AVD stamp duty HK$869,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,769
−HK$2,905/mo
▼ 0.25% · 3.875%
HK$55,211
−HK$1,463/mo
Today · 4.125%
HK$56,674
baseline
▲ 0.50% · 4.625%
HK$59,662
+HK$2,988/mo
Deposit HK$10.60M · loan HK$10.60M · min. income ≈ HK$113,348/mo (50% DSR)
Upfront cash ≈ HK$11.47M (deposit + AVD stamp duty HK$869,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,999
−HK$3,637/mo
▼ 0.25% · 3.875%
HK$59,803
−HK$1,833/mo
Today · 4.125%
HK$61,636
baseline
▲ 0.50% · 4.625%
HK$65,386
+HK$3,750/mo
Deposit HK$8.48M · loan HK$12.72M · min. income ≈ HK$123,272/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$869,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,523
−HK$3,486/mo
▼ 0.25% · 3.875%
HK$66,254
−HK$1,755/mo
Today · 4.125%
HK$68,009
baseline
▲ 0.50% · 4.625%
HK$71,594
+HK$3,585/mo
Deposit HK$8.48M · loan HK$12.72M · min. income ≈ HK$136,018/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$869,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,665
−HK$4,243/mo
▼ 0.25% · 3.875%
HK$69,770
−HK$2,138/mo
Today · 4.125%
HK$71,908
baseline
▲ 0.50% · 4.625%
HK$76,284
+HK$4,376/mo
Deposit HK$6.36M · loan HK$14.84M · min. income ≈ HK$143,816/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$869,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,277
−HK$4,067/mo
▼ 0.25% · 3.875%
HK$77,296
−HK$2,048/mo
Today · 4.125%
HK$79,344
baseline
▲ 0.50% · 4.625%
HK$83,526
+HK$4,182/mo
Deposit HK$6.36M · loan HK$14.84M · min. income ≈ HK$158,688/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$869,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,998
−HK$5,456/mo
▼ 0.25% · 3.875%
HK$89,704
−HK$2,750/mo
Today · 4.125%
HK$92,454
baseline
▲ 0.50% · 4.625%
HK$98,079
+HK$5,625/mo
Deposit HK$2.12M · loan HK$19.08M · min. income ≈ HK$184,908/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$869,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,785
−HK$5,229/mo
▼ 0.25% · 3.875%
HK$99,380
−HK$2,634/mo
Today · 4.125%
HK$102,014
baseline
▲ 0.50% · 4.625%
HK$107,391
+HK$5,377/mo
Deposit HK$2.12M · loan HK$19.08M · min. income ≈ HK$204,028/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$869,601 · Scale 2, in force from 26 Feb 2026)