LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,333
−HK$3,031/mo
▼ 0.25% · 3.875%
HK$49,836
−HK$1,528/mo
Today · 4.125%
HK$51,364
baseline
▲ 0.50% · 4.625%
HK$54,489
+HK$3,125/mo
Deposit HK$10.60M · loan HK$10.60M · min. income ≈ HK$102,728/mo (50% DSR)
Upfront cash ≈ HK$11.47M (deposit + AVD stamp duty HK$869,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,770
−HK$2,905/mo
▼ 0.25% · 3.875%
HK$55,212
−HK$1,463/mo
Today · 4.125%
HK$56,675
baseline
▲ 0.50% · 4.625%
HK$59,662
+HK$2,987/mo
Deposit HK$10.60M · loan HK$10.60M · min. income ≈ HK$113,350/mo (50% DSR)
Upfront cash ≈ HK$11.47M (deposit + AVD stamp duty HK$869,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,000
−HK$3,637/mo
▼ 0.25% · 3.875%
HK$59,804
−HK$1,833/mo
Today · 4.125%
HK$61,637
baseline
▲ 0.50% · 4.625%
HK$65,387
+HK$3,750/mo
Deposit HK$8.48M · loan HK$12.72M · min. income ≈ HK$123,274/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$869,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,524
−HK$3,486/mo
▼ 0.25% · 3.875%
HK$66,254
−HK$1,756/mo
Today · 4.125%
HK$68,010
baseline
▲ 0.50% · 4.625%
HK$71,595
+HK$3,585/mo
Deposit HK$8.48M · loan HK$12.72M · min. income ≈ HK$136,020/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$869,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,666
−HK$4,243/mo
▼ 0.25% · 3.875%
HK$69,771
−HK$2,138/mo
Today · 4.125%
HK$71,909
baseline
▲ 0.50% · 4.625%
HK$76,285
+HK$4,376/mo
Deposit HK$6.36M · loan HK$14.84M · min. income ≈ HK$143,818/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$869,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,278
−HK$4,067/mo
▼ 0.25% · 3.875%
HK$77,297
−HK$2,048/mo
Today · 4.125%
HK$79,345
baseline
▲ 0.50% · 4.625%
HK$83,527
+HK$4,182/mo
Deposit HK$6.36M · loan HK$14.84M · min. income ≈ HK$158,690/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$869,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,999
−HK$5,456/mo
▼ 0.25% · 3.875%
HK$89,706
−HK$2,749/mo
Today · 4.125%
HK$92,455
baseline
▲ 0.50% · 4.625%
HK$98,081
+HK$5,626/mo
Deposit HK$2.12M · loan HK$19.08M · min. income ≈ HK$184,910/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$869,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,786
−HK$5,229/mo
▼ 0.25% · 3.875%
HK$99,382
−HK$2,633/mo
Today · 4.125%
HK$102,015
baseline
▲ 0.50% · 4.625%
HK$107,392
+HK$5,377/mo
Deposit HK$2.12M · loan HK$19.08M · min. income ≈ HK$204,030/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$869,630 · Scale 2, in force from 26 Feb 2026)