LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,339
−HK$3,031/mo
▼ 0.25% · 3.875%
HK$49,842
−HK$1,528/mo
Today · 4.125%
HK$51,370
baseline
▲ 0.50% · 4.625%
HK$54,496
+HK$3,126/mo
Deposit HK$10.60M · loan HK$10.60M · min. income ≈ HK$102,740/mo (50% DSR)
Upfront cash ≈ HK$11.47M (deposit + AVD stamp duty HK$869,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,776
−HK$2,906/mo
▼ 0.25% · 3.875%
HK$55,219
−HK$1,463/mo
Today · 4.125%
HK$56,682
baseline
▲ 0.50% · 4.625%
HK$59,669
+HK$2,987/mo
Deposit HK$10.60M · loan HK$10.60M · min. income ≈ HK$113,364/mo (50% DSR)
Upfront cash ≈ HK$11.47M (deposit + AVD stamp duty HK$869,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,006
−HK$3,638/mo
▼ 0.25% · 3.875%
HK$59,811
−HK$1,833/mo
Today · 4.125%
HK$61,644
baseline
▲ 0.50% · 4.625%
HK$65,395
+HK$3,751/mo
Deposit HK$8.48M · loan HK$12.72M · min. income ≈ HK$123,288/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$869,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,532
−HK$3,486/mo
▼ 0.25% · 3.875%
HK$66,262
−HK$1,756/mo
Today · 4.125%
HK$68,018
baseline
▲ 0.50% · 4.625%
HK$71,603
+HK$3,585/mo
Deposit HK$8.48M · loan HK$12.72M · min. income ≈ HK$136,036/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$869,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,674
−HK$4,244/mo
▼ 0.25% · 3.875%
HK$69,779
−HK$2,139/mo
Today · 4.125%
HK$71,918
baseline
▲ 0.50% · 4.625%
HK$76,294
+HK$4,376/mo
Deposit HK$6.36M · loan HK$14.84M · min. income ≈ HK$143,836/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$869,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,287
−HK$4,067/mo
▼ 0.25% · 3.875%
HK$77,306
−HK$2,048/mo
Today · 4.125%
HK$79,354
baseline
▲ 0.50% · 4.625%
HK$83,537
+HK$4,183/mo
Deposit HK$6.36M · loan HK$14.84M · min. income ≈ HK$158,708/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$869,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,010
−HK$5,456/mo
▼ 0.25% · 3.875%
HK$89,716
−HK$2,750/mo
Today · 4.125%
HK$92,466
baseline
▲ 0.50% · 4.625%
HK$98,092
+HK$5,626/mo
Deposit HK$2.12M · loan HK$19.08M · min. income ≈ HK$184,932/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$869,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,797
−HK$5,230/mo
▼ 0.25% · 3.875%
HK$99,393
−HK$2,634/mo
Today · 4.125%
HK$102,027
baseline
▲ 0.50% · 4.625%
HK$107,405
+HK$5,378/mo
Deposit HK$2.12M · loan HK$19.08M · min. income ≈ HK$204,054/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$869,882 · Scale 2, in force from 26 Feb 2026)