LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,341
−HK$3,031/mo
▼ 0.25% · 3.875%
HK$49,844
−HK$1,528/mo
Today · 4.125%
HK$51,372
baseline
▲ 0.50% · 4.625%
HK$54,498
+HK$3,126/mo
Deposit HK$10.60M · loan HK$10.60M · min. income ≈ HK$102,744/mo (50% DSR)
Upfront cash ≈ HK$11.47M (deposit + AVD stamp duty HK$869,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,778
−HK$2,906/mo
▼ 0.25% · 3.875%
HK$55,221
−HK$1,463/mo
Today · 4.125%
HK$56,684
baseline
▲ 0.50% · 4.625%
HK$59,672
+HK$2,988/mo
Deposit HK$10.60M · loan HK$10.60M · min. income ≈ HK$113,368/mo (50% DSR)
Upfront cash ≈ HK$11.47M (deposit + AVD stamp duty HK$869,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,009
−HK$3,637/mo
▼ 0.25% · 3.875%
HK$59,813
−HK$1,833/mo
Today · 4.125%
HK$61,646
baseline
▲ 0.50% · 4.625%
HK$65,397
+HK$3,751/mo
Deposit HK$8.48M · loan HK$12.72M · min. income ≈ HK$123,292/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$869,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,534
−HK$3,487/mo
▼ 0.25% · 3.875%
HK$66,265
−HK$1,756/mo
Today · 4.125%
HK$68,021
baseline
▲ 0.50% · 4.625%
HK$71,606
+HK$3,585/mo
Deposit HK$8.48M · loan HK$12.72M · min. income ≈ HK$136,042/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$869,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,677
−HK$4,244/mo
▼ 0.25% · 3.875%
HK$69,782
−HK$2,139/mo
Today · 4.125%
HK$71,921
baseline
▲ 0.50% · 4.625%
HK$76,297
+HK$4,376/mo
Deposit HK$6.36M · loan HK$14.84M · min. income ≈ HK$143,842/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$869,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,290
−HK$4,067/mo
▼ 0.25% · 3.875%
HK$77,309
−HK$2,048/mo
Today · 4.125%
HK$79,357
baseline
▲ 0.50% · 4.625%
HK$83,540
+HK$4,183/mo
Deposit HK$6.36M · loan HK$14.84M · min. income ≈ HK$158,714/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$869,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,013
−HK$5,457/mo
▼ 0.25% · 3.875%
HK$89,720
−HK$2,750/mo
Today · 4.125%
HK$92,470
baseline
▲ 0.50% · 4.625%
HK$98,096
+HK$5,626/mo
Deposit HK$2.12M · loan HK$19.08M · min. income ≈ HK$184,940/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$869,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,801
−HK$5,230/mo
▼ 0.25% · 3.875%
HK$99,397
−HK$2,634/mo
Today · 4.125%
HK$102,031
baseline
▲ 0.50% · 4.625%
HK$107,409
+HK$5,378/mo
Deposit HK$2.12M · loan HK$19.08M · min. income ≈ HK$204,062/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$869,963 · Scale 2, in force from 26 Feb 2026)