LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,342
−HK$3,031/mo
▼ 0.25% · 3.875%
HK$49,845
−HK$1,528/mo
Today · 4.125%
HK$51,373
baseline
▲ 0.50% · 4.625%
HK$54,499
+HK$3,126/mo
Deposit HK$10.60M · loan HK$10.60M · min. income ≈ HK$102,746/mo (50% DSR)
Upfront cash ≈ HK$11.47M (deposit + AVD stamp duty HK$870,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,780
−HK$2,905/mo
▼ 0.25% · 3.875%
HK$55,222
−HK$1,463/mo
Today · 4.125%
HK$56,685
baseline
▲ 0.50% · 4.625%
HK$59,673
+HK$2,988/mo
Deposit HK$10.60M · loan HK$10.60M · min. income ≈ HK$113,370/mo (50% DSR)
Upfront cash ≈ HK$11.47M (deposit + AVD stamp duty HK$870,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,010
−HK$3,638/mo
▼ 0.25% · 3.875%
HK$59,815
−HK$1,833/mo
Today · 4.125%
HK$61,648
baseline
▲ 0.50% · 4.625%
HK$65,399
+HK$3,751/mo
Deposit HK$8.48M · loan HK$12.72M · min. income ≈ HK$123,296/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$870,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,536
−HK$3,486/mo
▼ 0.25% · 3.875%
HK$66,266
−HK$1,756/mo
Today · 4.125%
HK$68,022
baseline
▲ 0.50% · 4.625%
HK$71,608
+HK$3,586/mo
Deposit HK$8.48M · loan HK$12.72M · min. income ≈ HK$136,044/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$870,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,678
−HK$4,245/mo
▼ 0.25% · 3.875%
HK$69,784
−HK$2,139/mo
Today · 4.125%
HK$71,923
baseline
▲ 0.50% · 4.625%
HK$76,299
+HK$4,376/mo
Deposit HK$6.36M · loan HK$14.84M · min. income ≈ HK$143,846/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$870,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,292
−HK$4,067/mo
▼ 0.25% · 3.875%
HK$77,311
−HK$2,048/mo
Today · 4.125%
HK$79,359
baseline
▲ 0.50% · 4.625%
HK$83,543
+HK$4,184/mo
Deposit HK$6.36M · loan HK$14.84M · min. income ≈ HK$158,718/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$870,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,015
−HK$5,457/mo
▼ 0.25% · 3.875%
HK$89,722
−HK$2,750/mo
Today · 4.125%
HK$92,472
baseline
▲ 0.50% · 4.625%
HK$98,098
+HK$5,626/mo
Deposit HK$2.12M · loan HK$19.08M · min. income ≈ HK$184,944/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$870,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,804
−HK$5,230/mo
▼ 0.25% · 3.875%
HK$99,400
−HK$2,634/mo
Today · 4.125%
HK$102,034
baseline
▲ 0.50% · 4.625%
HK$107,412
+HK$5,378/mo
Deposit HK$2.12M · loan HK$19.08M · min. income ≈ HK$204,068/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$870,015 · Scale 2, in force from 26 Feb 2026)