LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,342
−HK$3,032/mo
▼ 0.25% · 3.875%
HK$49,846
−HK$1,528/mo
Today · 4.125%
HK$51,374
baseline
▲ 0.50% · 4.625%
HK$54,500
+HK$3,126/mo
Deposit HK$10.60M · loan HK$10.60M · min. income ≈ HK$102,748/mo (50% DSR)
Upfront cash ≈ HK$11.47M (deposit + AVD stamp duty HK$870,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,780
−HK$2,906/mo
▼ 0.25% · 3.875%
HK$55,223
−HK$1,463/mo
Today · 4.125%
HK$56,686
baseline
▲ 0.50% · 4.625%
HK$59,674
+HK$2,988/mo
Deposit HK$10.60M · loan HK$10.60M · min. income ≈ HK$113,372/mo (50% DSR)
Upfront cash ≈ HK$11.47M (deposit + AVD stamp duty HK$870,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,011
−HK$3,638/mo
▼ 0.25% · 3.875%
HK$59,815
−HK$1,834/mo
Today · 4.125%
HK$61,649
baseline
▲ 0.50% · 4.625%
HK$65,400
+HK$3,751/mo
Deposit HK$8.48M · loan HK$12.72M · min. income ≈ HK$123,298/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$870,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,536
−HK$3,487/mo
▼ 0.25% · 3.875%
HK$66,267
−HK$1,756/mo
Today · 4.125%
HK$68,023
baseline
▲ 0.50% · 4.625%
HK$71,609
+HK$3,586/mo
Deposit HK$8.48M · loan HK$12.72M · min. income ≈ HK$136,046/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$870,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,679
−HK$4,244/mo
▼ 0.25% · 3.875%
HK$69,785
−HK$2,138/mo
Today · 4.125%
HK$71,923
baseline
▲ 0.50% · 4.625%
HK$76,300
+HK$4,377/mo
Deposit HK$6.36M · loan HK$14.84M · min. income ≈ HK$143,846/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$870,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,293
−HK$4,067/mo
▼ 0.25% · 3.875%
HK$77,312
−HK$2,048/mo
Today · 4.125%
HK$79,360
baseline
▲ 0.50% · 4.625%
HK$83,544
+HK$4,184/mo
Deposit HK$6.36M · loan HK$14.84M · min. income ≈ HK$158,720/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$870,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,016
−HK$5,457/mo
▼ 0.25% · 3.875%
HK$89,723
−HK$2,750/mo
Today · 4.125%
HK$92,473
baseline
▲ 0.50% · 4.625%
HK$98,100
+HK$5,627/mo
Deposit HK$2.12M · loan HK$19.08M · min. income ≈ HK$184,946/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$870,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,805
−HK$5,230/mo
▼ 0.25% · 3.875%
HK$99,401
−HK$2,634/mo
Today · 4.125%
HK$102,035
baseline
▲ 0.50% · 4.625%
HK$107,413
+HK$5,378/mo
Deposit HK$2.12M · loan HK$19.08M · min. income ≈ HK$204,070/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$870,041 · Scale 2, in force from 26 Feb 2026)