LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,344
−HK$3,032/mo
▼ 0.25% · 3.875%
HK$49,848
−HK$1,528/mo
Today · 4.125%
HK$51,376
baseline
▲ 0.50% · 4.625%
HK$54,502
+HK$3,126/mo
Deposit HK$10.60M · loan HK$10.60M · min. income ≈ HK$102,752/mo (50% DSR)
Upfront cash ≈ HK$11.47M (deposit + AVD stamp duty HK$870,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,783
−HK$2,905/mo
▼ 0.25% · 3.875%
HK$55,225
−HK$1,463/mo
Today · 4.125%
HK$56,688
baseline
▲ 0.50% · 4.625%
HK$59,676
+HK$2,988/mo
Deposit HK$10.60M · loan HK$10.60M · min. income ≈ HK$113,376/mo (50% DSR)
Upfront cash ≈ HK$11.47M (deposit + AVD stamp duty HK$870,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,013
−HK$3,638/mo
▼ 0.25% · 3.875%
HK$59,818
−HK$1,833/mo
Today · 4.125%
HK$61,651
baseline
▲ 0.50% · 4.625%
HK$65,402
+HK$3,751/mo
Deposit HK$8.48M · loan HK$12.72M · min. income ≈ HK$123,302/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$870,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,539
−HK$3,487/mo
▼ 0.25% · 3.875%
HK$66,270
−HK$1,756/mo
Today · 4.125%
HK$68,026
baseline
▲ 0.50% · 4.625%
HK$71,612
+HK$3,586/mo
Deposit HK$8.48M · loan HK$12.72M · min. income ≈ HK$136,052/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$870,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,682
−HK$4,244/mo
▼ 0.25% · 3.875%
HK$69,787
−HK$2,139/mo
Today · 4.125%
HK$71,926
baseline
▲ 0.50% · 4.625%
HK$76,303
+HK$4,377/mo
Deposit HK$6.36M · loan HK$14.84M · min. income ≈ HK$143,852/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$870,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,296
−HK$4,068/mo
▼ 0.25% · 3.875%
HK$77,315
−HK$2,049/mo
Today · 4.125%
HK$79,364
baseline
▲ 0.50% · 4.625%
HK$83,547
+HK$4,183/mo
Deposit HK$6.36M · loan HK$14.84M · min. income ≈ HK$158,728/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$870,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,020
−HK$5,457/mo
▼ 0.25% · 3.875%
HK$89,727
−HK$2,750/mo
Today · 4.125%
HK$92,477
baseline
▲ 0.50% · 4.625%
HK$98,104
+HK$5,627/mo
Deposit HK$2.12M · loan HK$19.08M · min. income ≈ HK$184,954/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$870,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,809
−HK$5,230/mo
▼ 0.25% · 3.875%
HK$99,405
−HK$2,634/mo
Today · 4.125%
HK$102,039
baseline
▲ 0.50% · 4.625%
HK$107,418
+HK$5,379/mo
Deposit HK$2.12M · loan HK$19.08M · min. income ≈ HK$204,078/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$870,127 · Scale 2, in force from 26 Feb 2026)