LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,345
−HK$3,032/mo
▼ 0.25% · 3.875%
HK$49,849
−HK$1,528/mo
Today · 4.125%
HK$51,377
baseline
▲ 0.50% · 4.625%
HK$54,503
+HK$3,126/mo
Deposit HK$10.60M · loan HK$10.60M · min. income ≈ HK$102,754/mo (50% DSR)
Upfront cash ≈ HK$11.47M (deposit + AVD stamp duty HK$870,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,784
−HK$2,905/mo
▼ 0.25% · 3.875%
HK$55,226
−HK$1,463/mo
Today · 4.125%
HK$56,689
baseline
▲ 0.50% · 4.625%
HK$59,677
+HK$2,988/mo
Deposit HK$10.60M · loan HK$10.60M · min. income ≈ HK$113,378/mo (50% DSR)
Upfront cash ≈ HK$11.47M (deposit + AVD stamp duty HK$870,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,014
−HK$3,638/mo
▼ 0.25% · 3.875%
HK$59,819
−HK$1,833/mo
Today · 4.125%
HK$61,652
baseline
▲ 0.50% · 4.625%
HK$65,404
+HK$3,752/mo
Deposit HK$8.48M · loan HK$12.72M · min. income ≈ HK$123,304/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$870,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,540
−HK$3,487/mo
▼ 0.25% · 3.875%
HK$66,271
−HK$1,756/mo
Today · 4.125%
HK$68,027
baseline
▲ 0.50% · 4.625%
HK$71,613
+HK$3,586/mo
Deposit HK$8.48M · loan HK$12.72M · min. income ≈ HK$136,054/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$870,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,683
−HK$4,245/mo
▼ 0.25% · 3.875%
HK$69,789
−HK$2,139/mo
Today · 4.125%
HK$71,928
baseline
▲ 0.50% · 4.625%
HK$76,304
+HK$4,376/mo
Deposit HK$6.36M · loan HK$14.84M · min. income ≈ HK$143,856/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$870,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,297
−HK$4,068/mo
▼ 0.25% · 3.875%
HK$77,316
−HK$2,049/mo
Today · 4.125%
HK$79,365
baseline
▲ 0.50% · 4.625%
HK$83,548
+HK$4,183/mo
Deposit HK$6.36M · loan HK$14.84M · min. income ≈ HK$158,730/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$870,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,021
−HK$5,457/mo
▼ 0.25% · 3.875%
HK$89,728
−HK$2,750/mo
Today · 4.125%
HK$92,478
baseline
▲ 0.50% · 4.625%
HK$98,105
+HK$5,627/mo
Deposit HK$2.12M · loan HK$19.08M · min. income ≈ HK$184,956/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$870,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,810
−HK$5,231/mo
▼ 0.25% · 3.875%
HK$99,407
−HK$2,634/mo
Today · 4.125%
HK$102,041
baseline
▲ 0.50% · 4.625%
HK$107,419
+HK$5,378/mo
Deposit HK$2.12M · loan HK$19.08M · min. income ≈ HK$204,082/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$870,165 · Scale 2, in force from 26 Feb 2026)