LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,346
−HK$3,031/mo
▼ 0.25% · 3.875%
HK$49,849
−HK$1,528/mo
Today · 4.125%
HK$51,377
baseline
▲ 0.50% · 4.625%
HK$54,504
+HK$3,127/mo
Deposit HK$10.60M · loan HK$10.60M · min. income ≈ HK$102,754/mo (50% DSR)
Upfront cash ≈ HK$11.47M (deposit + AVD stamp duty HK$870,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,784
−HK$2,906/mo
▼ 0.25% · 3.875%
HK$55,227
−HK$1,463/mo
Today · 4.125%
HK$56,690
baseline
▲ 0.50% · 4.625%
HK$59,678
+HK$2,988/mo
Deposit HK$10.60M · loan HK$10.60M · min. income ≈ HK$113,380/mo (50% DSR)
Upfront cash ≈ HK$11.47M (deposit + AVD stamp duty HK$870,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,015
−HK$3,638/mo
▼ 0.25% · 3.875%
HK$59,819
−HK$1,834/mo
Today · 4.125%
HK$61,653
baseline
▲ 0.50% · 4.625%
HK$65,404
+HK$3,751/mo
Deposit HK$8.48M · loan HK$12.72M · min. income ≈ HK$123,306/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$870,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,541
−HK$3,487/mo
▼ 0.25% · 3.875%
HK$66,272
−HK$1,756/mo
Today · 4.125%
HK$68,028
baseline
▲ 0.50% · 4.625%
HK$71,614
+HK$3,586/mo
Deposit HK$8.48M · loan HK$12.72M · min. income ≈ HK$136,056/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$870,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,684
−HK$4,244/mo
▼ 0.25% · 3.875%
HK$69,789
−HK$2,139/mo
Today · 4.125%
HK$71,928
baseline
▲ 0.50% · 4.625%
HK$76,305
+HK$4,377/mo
Deposit HK$6.36M · loan HK$14.84M · min. income ≈ HK$143,856/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$870,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,298
−HK$4,068/mo
▼ 0.25% · 3.875%
HK$77,317
−HK$2,049/mo
Today · 4.125%
HK$79,366
baseline
▲ 0.50% · 4.625%
HK$83,549
+HK$4,183/mo
Deposit HK$6.36M · loan HK$14.84M · min. income ≈ HK$158,732/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$870,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,022
−HK$5,457/mo
▼ 0.25% · 3.875%
HK$89,729
−HK$2,750/mo
Today · 4.125%
HK$92,479
baseline
▲ 0.50% · 4.625%
HK$98,106
+HK$5,627/mo
Deposit HK$2.12M · loan HK$19.08M · min. income ≈ HK$184,958/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$870,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,811
−HK$5,231/mo
▼ 0.25% · 3.875%
HK$99,408
−HK$2,634/mo
Today · 4.125%
HK$102,042
baseline
▲ 0.50% · 4.625%
HK$107,420
+HK$5,378/mo
Deposit HK$2.12M · loan HK$19.08M · min. income ≈ HK$204,084/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$870,185 · Scale 2, in force from 26 Feb 2026)