LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,349
−HK$3,032/mo
▼ 0.25% · 3.875%
HK$49,853
−HK$1,528/mo
Today · 4.125%
HK$51,381
baseline
▲ 0.50% · 4.625%
HK$54,507
+HK$3,126/mo
Deposit HK$10.60M · loan HK$10.60M · min. income ≈ HK$102,762/mo (50% DSR)
Upfront cash ≈ HK$11.47M (deposit + AVD stamp duty HK$870,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,788
−HK$2,906/mo
▼ 0.25% · 3.875%
HK$55,230
−HK$1,464/mo
Today · 4.125%
HK$56,694
baseline
▲ 0.50% · 4.625%
HK$59,682
+HK$2,988/mo
Deposit HK$10.60M · loan HK$10.60M · min. income ≈ HK$113,388/mo (50% DSR)
Upfront cash ≈ HK$11.47M (deposit + AVD stamp duty HK$870,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,019
−HK$3,638/mo
▼ 0.25% · 3.875%
HK$59,824
−HK$1,833/mo
Today · 4.125%
HK$61,657
baseline
▲ 0.50% · 4.625%
HK$65,409
+HK$3,752/mo
Deposit HK$8.48M · loan HK$12.72M · min. income ≈ HK$123,314/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$870,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,546
−HK$3,487/mo
▼ 0.25% · 3.875%
HK$66,277
−HK$1,756/mo
Today · 4.125%
HK$68,033
baseline
▲ 0.50% · 4.625%
HK$71,619
+HK$3,586/mo
Deposit HK$8.48M · loan HK$12.72M · min. income ≈ HK$136,066/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$870,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,689
−HK$4,244/mo
▼ 0.25% · 3.875%
HK$69,794
−HK$2,139/mo
Today · 4.125%
HK$71,933
baseline
▲ 0.50% · 4.625%
HK$76,310
+HK$4,377/mo
Deposit HK$6.36M · loan HK$14.84M · min. income ≈ HK$143,866/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$870,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,303
−HK$4,068/mo
▼ 0.25% · 3.875%
HK$77,323
−HK$2,048/mo
Today · 4.125%
HK$79,371
baseline
▲ 0.50% · 4.625%
HK$83,555
+HK$4,184/mo
Deposit HK$6.36M · loan HK$14.84M · min. income ≈ HK$158,742/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$870,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,028
−HK$5,458/mo
▼ 0.25% · 3.875%
HK$89,736
−HK$2,750/mo
Today · 4.125%
HK$92,486
baseline
▲ 0.50% · 4.625%
HK$98,113
+HK$5,627/mo
Deposit HK$2.12M · loan HK$19.08M · min. income ≈ HK$184,972/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$870,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,818
−HK$5,231/mo
▼ 0.25% · 3.875%
HK$99,415
−HK$2,634/mo
Today · 4.125%
HK$102,049
baseline
▲ 0.50% · 4.625%
HK$107,428
+HK$5,379/mo
Deposit HK$2.12M · loan HK$19.08M · min. income ≈ HK$204,098/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$870,338 · Scale 2, in force from 26 Feb 2026)