LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,350
−HK$3,032/mo
▼ 0.25% · 3.875%
HK$49,854
−HK$1,528/mo
Today · 4.125%
HK$51,382
baseline
▲ 0.50% · 4.625%
HK$54,508
+HK$3,126/mo
Deposit HK$10.60M · loan HK$10.60M · min. income ≈ HK$102,764/mo (50% DSR)
Upfront cash ≈ HK$11.47M (deposit + AVD stamp duty HK$870,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,789
−HK$2,906/mo
▼ 0.25% · 3.875%
HK$55,231
−HK$1,464/mo
Today · 4.125%
HK$56,695
baseline
▲ 0.50% · 4.625%
HK$59,683
+HK$2,988/mo
Deposit HK$10.60M · loan HK$10.60M · min. income ≈ HK$113,390/mo (50% DSR)
Upfront cash ≈ HK$11.47M (deposit + AVD stamp duty HK$870,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,020
−HK$3,638/mo
▼ 0.25% · 3.875%
HK$59,824
−HK$1,834/mo
Today · 4.125%
HK$61,658
baseline
▲ 0.50% · 4.625%
HK$65,410
+HK$3,752/mo
Deposit HK$8.48M · loan HK$12.72M · min. income ≈ HK$123,316/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$870,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,546
−HK$3,487/mo
▼ 0.25% · 3.875%
HK$66,277
−HK$1,756/mo
Today · 4.125%
HK$68,033
baseline
▲ 0.50% · 4.625%
HK$71,620
+HK$3,587/mo
Deposit HK$8.48M · loan HK$12.72M · min. income ≈ HK$136,066/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$870,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,690
−HK$4,244/mo
▼ 0.25% · 3.875%
HK$69,795
−HK$2,139/mo
Today · 4.125%
HK$71,934
baseline
▲ 0.50% · 4.625%
HK$76,311
+HK$4,377/mo
Deposit HK$6.36M · loan HK$14.84M · min. income ≈ HK$143,868/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$870,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,304
−HK$4,068/mo
▼ 0.25% · 3.875%
HK$77,324
−HK$2,048/mo
Today · 4.125%
HK$79,372
baseline
▲ 0.50% · 4.625%
HK$83,556
+HK$4,184/mo
Deposit HK$6.36M · loan HK$14.84M · min. income ≈ HK$158,744/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$870,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,029
−HK$5,458/mo
▼ 0.25% · 3.875%
HK$89,737
−HK$2,750/mo
Today · 4.125%
HK$92,487
baseline
▲ 0.50% · 4.625%
HK$98,115
+HK$5,628/mo
Deposit HK$2.12M · loan HK$19.08M · min. income ≈ HK$184,974/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$870,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,819
−HK$5,231/mo
▼ 0.25% · 3.875%
HK$99,416
−HK$2,634/mo
Today · 4.125%
HK$102,050
baseline
▲ 0.50% · 4.625%
HK$107,429
+HK$5,379/mo
Deposit HK$2.12M · loan HK$19.08M · min. income ≈ HK$204,100/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$870,362 · Scale 2, in force from 26 Feb 2026)