LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,356
−HK$3,032/mo
▼ 0.25% · 3.875%
HK$49,860
−HK$1,528/mo
Today · 4.125%
HK$51,388
baseline
▲ 0.50% · 4.625%
HK$54,515
+HK$3,127/mo
Deposit HK$10.60M · loan HK$10.60M · min. income ≈ HK$102,776/mo (50% DSR)
Upfront cash ≈ HK$11.47M (deposit + AVD stamp duty HK$870,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,795
−HK$2,907/mo
▼ 0.25% · 3.875%
HK$55,238
−HK$1,464/mo
Today · 4.125%
HK$56,702
baseline
▲ 0.50% · 4.625%
HK$59,690
+HK$2,988/mo
Deposit HK$10.60M · loan HK$10.60M · min. income ≈ HK$113,404/mo (50% DSR)
Upfront cash ≈ HK$11.47M (deposit + AVD stamp duty HK$870,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,027
−HK$3,639/mo
▼ 0.25% · 3.875%
HK$59,832
−HK$1,834/mo
Today · 4.125%
HK$61,666
baseline
▲ 0.50% · 4.625%
HK$65,418
+HK$3,752/mo
Deposit HK$8.48M · loan HK$12.72M · min. income ≈ HK$123,332/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$870,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,554
−HK$3,488/mo
▼ 0.25% · 3.875%
HK$66,286
−HK$1,756/mo
Today · 4.125%
HK$68,042
baseline
▲ 0.50% · 4.625%
HK$71,628
+HK$3,586/mo
Deposit HK$8.48M · loan HK$12.72M · min. income ≈ HK$136,084/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$870,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,698
−HK$4,245/mo
▼ 0.25% · 3.875%
HK$69,804
−HK$2,139/mo
Today · 4.125%
HK$71,943
baseline
▲ 0.50% · 4.625%
HK$76,321
+HK$4,378/mo
Deposit HK$6.36M · loan HK$14.84M · min. income ≈ HK$143,886/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$870,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,313
−HK$4,069/mo
▼ 0.25% · 3.875%
HK$77,333
−HK$2,049/mo
Today · 4.125%
HK$79,382
baseline
▲ 0.50% · 4.625%
HK$83,567
+HK$4,185/mo
Deposit HK$6.36M · loan HK$14.84M · min. income ≈ HK$158,764/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$870,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,040
−HK$5,458/mo
▼ 0.25% · 3.875%
HK$89,748
−HK$2,750/mo
Today · 4.125%
HK$92,498
baseline
▲ 0.50% · 4.625%
HK$98,127
+HK$5,629/mo
Deposit HK$2.12M · loan HK$19.09M · min. income ≈ HK$184,996/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$870,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,831
−HK$5,232/mo
▼ 0.25% · 3.875%
HK$99,428
−HK$2,635/mo
Today · 4.125%
HK$102,063
baseline
▲ 0.50% · 4.625%
HK$107,443
+HK$5,380/mo
Deposit HK$2.12M · loan HK$19.09M · min. income ≈ HK$204,126/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$870,624 · Scale 2, in force from 26 Feb 2026)