LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,356
−HK$3,033/mo
▼ 0.25% · 3.875%
HK$49,860
−HK$1,529/mo
Today · 4.125%
HK$51,389
baseline
▲ 0.50% · 4.625%
HK$54,515
+HK$3,126/mo
Deposit HK$10.60M · loan HK$10.60M · min. income ≈ HK$102,778/mo (50% DSR)
Upfront cash ≈ HK$11.47M (deposit + AVD stamp duty HK$870,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,796
−HK$2,906/mo
▼ 0.25% · 3.875%
HK$55,239
−HK$1,463/mo
Today · 4.125%
HK$56,702
baseline
▲ 0.50% · 4.625%
HK$59,691
+HK$2,989/mo
Deposit HK$10.60M · loan HK$10.60M · min. income ≈ HK$113,404/mo (50% DSR)
Upfront cash ≈ HK$11.47M (deposit + AVD stamp duty HK$870,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,027
−HK$3,639/mo
▼ 0.25% · 3.875%
HK$59,832
−HK$1,834/mo
Today · 4.125%
HK$61,666
baseline
▲ 0.50% · 4.625%
HK$65,419
+HK$3,753/mo
Deposit HK$8.48M · loan HK$12.72M · min. income ≈ HK$123,332/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$870,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,555
−HK$3,488/mo
▼ 0.25% · 3.875%
HK$66,286
−HK$1,757/mo
Today · 4.125%
HK$68,043
baseline
▲ 0.50% · 4.625%
HK$71,629
+HK$3,586/mo
Deposit HK$8.48M · loan HK$12.72M · min. income ≈ HK$136,086/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$870,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,699
−HK$4,245/mo
▼ 0.25% · 3.875%
HK$69,805
−HK$2,139/mo
Today · 4.125%
HK$71,944
baseline
▲ 0.50% · 4.625%
HK$76,322
+HK$4,378/mo
Deposit HK$6.36M · loan HK$14.84M · min. income ≈ HK$143,888/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$870,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,314
−HK$4,069/mo
▼ 0.25% · 3.875%
HK$77,334
−HK$2,049/mo
Today · 4.125%
HK$79,383
baseline
▲ 0.50% · 4.625%
HK$83,568
+HK$4,185/mo
Deposit HK$6.36M · loan HK$14.84M · min. income ≈ HK$158,766/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$870,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,041
−HK$5,458/mo
▼ 0.25% · 3.875%
HK$89,749
−HK$2,750/mo
Today · 4.125%
HK$92,499
baseline
▲ 0.50% · 4.625%
HK$98,128
+HK$5,629/mo
Deposit HK$2.12M · loan HK$19.09M · min. income ≈ HK$184,998/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$870,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,832
−HK$5,232/mo
▼ 0.25% · 3.875%
HK$99,429
−HK$2,635/mo
Today · 4.125%
HK$102,064
baseline
▲ 0.50% · 4.625%
HK$107,444
+HK$5,380/mo
Deposit HK$2.12M · loan HK$19.09M · min. income ≈ HK$204,128/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$870,648 · Scale 2, in force from 26 Feb 2026)