LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,357
−HK$3,033/mo
▼ 0.25% · 3.875%
HK$49,862
−HK$1,528/mo
Today · 4.125%
HK$51,390
baseline
▲ 0.50% · 4.625%
HK$54,517
+HK$3,127/mo
Deposit HK$10.60M · loan HK$10.60M · min. income ≈ HK$102,780/mo (50% DSR)
Upfront cash ≈ HK$11.47M (deposit + AVD stamp duty HK$870,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,797
−HK$2,907/mo
▼ 0.25% · 3.875%
HK$55,240
−HK$1,464/mo
Today · 4.125%
HK$56,704
baseline
▲ 0.50% · 4.625%
HK$59,692
+HK$2,988/mo
Deposit HK$10.60M · loan HK$10.60M · min. income ≈ HK$113,408/mo (50% DSR)
Upfront cash ≈ HK$11.47M (deposit + AVD stamp duty HK$870,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,029
−HK$3,639/mo
▼ 0.25% · 3.875%
HK$59,834
−HK$1,834/mo
Today · 4.125%
HK$61,668
baseline
▲ 0.50% · 4.625%
HK$65,420
+HK$3,752/mo
Deposit HK$8.48M · loan HK$12.72M · min. income ≈ HK$123,336/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$870,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,556
−HK$3,488/mo
▼ 0.25% · 3.875%
HK$66,288
−HK$1,756/mo
Today · 4.125%
HK$68,044
baseline
▲ 0.50% · 4.625%
HK$71,631
+HK$3,587/mo
Deposit HK$8.48M · loan HK$12.72M · min. income ≈ HK$136,088/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$870,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,700
−HK$4,246/mo
▼ 0.25% · 3.875%
HK$69,806
−HK$2,140/mo
Today · 4.125%
HK$71,946
baseline
▲ 0.50% · 4.625%
HK$76,323
+HK$4,377/mo
Deposit HK$6.36M · loan HK$14.84M · min. income ≈ HK$143,892/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$870,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,316
−HK$4,069/mo
▼ 0.25% · 3.875%
HK$77,336
−HK$2,049/mo
Today · 4.125%
HK$79,385
baseline
▲ 0.50% · 4.625%
HK$83,569
+HK$4,184/mo
Deposit HK$6.36M · loan HK$14.84M · min. income ≈ HK$158,770/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$870,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,043
−HK$5,459/mo
▼ 0.25% · 3.875%
HK$89,751
−HK$2,751/mo
Today · 4.125%
HK$92,502
baseline
▲ 0.50% · 4.625%
HK$98,130
+HK$5,628/mo
Deposit HK$2.12M · loan HK$19.09M · min. income ≈ HK$185,004/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$870,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,835
−HK$5,231/mo
▼ 0.25% · 3.875%
HK$99,432
−HK$2,634/mo
Today · 4.125%
HK$102,066
baseline
▲ 0.50% · 4.625%
HK$107,446
+HK$5,380/mo
Deposit HK$2.12M · loan HK$19.09M · min. income ≈ HK$204,132/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$870,698 · Scale 2, in force from 26 Feb 2026)