LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,358
−HK$3,033/mo
▼ 0.25% · 3.875%
HK$49,863
−HK$1,528/mo
Today · 4.125%
HK$51,391
baseline
▲ 0.50% · 4.625%
HK$54,518
+HK$3,127/mo
Deposit HK$10.60M · loan HK$10.60M · min. income ≈ HK$102,782/mo (50% DSR)
Upfront cash ≈ HK$11.47M (deposit + AVD stamp duty HK$870,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,798
−HK$2,907/mo
▼ 0.25% · 3.875%
HK$55,241
−HK$1,464/mo
Today · 4.125%
HK$56,705
baseline
▲ 0.50% · 4.625%
HK$59,694
+HK$2,989/mo
Deposit HK$10.60M · loan HK$10.60M · min. income ≈ HK$113,410/mo (50% DSR)
Upfront cash ≈ HK$11.47M (deposit + AVD stamp duty HK$870,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,030
−HK$3,639/mo
▼ 0.25% · 3.875%
HK$59,835
−HK$1,834/mo
Today · 4.125%
HK$61,669
baseline
▲ 0.50% · 4.625%
HK$65,422
+HK$3,753/mo
Deposit HK$8.48M · loan HK$12.72M · min. income ≈ HK$123,338/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$870,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,558
−HK$3,488/mo
▼ 0.25% · 3.875%
HK$66,289
−HK$1,757/mo
Today · 4.125%
HK$68,046
baseline
▲ 0.50% · 4.625%
HK$71,633
+HK$3,587/mo
Deposit HK$8.48M · loan HK$12.72M · min. income ≈ HK$136,092/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$870,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,702
−HK$4,245/mo
▼ 0.25% · 3.875%
HK$69,808
−HK$2,139/mo
Today · 4.125%
HK$71,947
baseline
▲ 0.50% · 4.625%
HK$76,325
+HK$4,378/mo
Deposit HK$6.36M · loan HK$14.85M · min. income ≈ HK$143,894/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$870,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,318
−HK$4,069/mo
▼ 0.25% · 3.875%
HK$77,338
−HK$2,049/mo
Today · 4.125%
HK$79,387
baseline
▲ 0.50% · 4.625%
HK$83,571
+HK$4,184/mo
Deposit HK$6.36M · loan HK$14.85M · min. income ≈ HK$158,774/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$870,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,045
−HK$5,459/mo
▼ 0.25% · 3.875%
HK$89,753
−HK$2,751/mo
Today · 4.125%
HK$92,504
baseline
▲ 0.50% · 4.625%
HK$98,132
+HK$5,628/mo
Deposit HK$2.12M · loan HK$19.09M · min. income ≈ HK$185,008/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$870,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,837
−HK$5,232/mo
▼ 0.25% · 3.875%
HK$99,434
−HK$2,635/mo
Today · 4.125%
HK$102,069
baseline
▲ 0.50% · 4.625%
HK$107,449
+HK$5,380/mo
Deposit HK$2.12M · loan HK$19.09M · min. income ≈ HK$204,138/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$870,745 · Scale 2, in force from 26 Feb 2026)