LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,359
−HK$3,033/mo
▼ 0.25% · 3.875%
HK$49,864
−HK$1,528/mo
Today · 4.125%
HK$51,392
baseline
▲ 0.50% · 4.625%
HK$54,519
+HK$3,127/mo
Deposit HK$10.60M · loan HK$10.60M · min. income ≈ HK$102,784/mo (50% DSR)
Upfront cash ≈ HK$11.47M (deposit + AVD stamp duty HK$870,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,799
−HK$2,907/mo
▼ 0.25% · 3.875%
HK$55,242
−HK$1,464/mo
Today · 4.125%
HK$56,706
baseline
▲ 0.50% · 4.625%
HK$59,695
+HK$2,989/mo
Deposit HK$10.60M · loan HK$10.60M · min. income ≈ HK$113,412/mo (50% DSR)
Upfront cash ≈ HK$11.47M (deposit + AVD stamp duty HK$870,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,031
−HK$3,639/mo
▼ 0.25% · 3.875%
HK$59,836
−HK$1,834/mo
Today · 4.125%
HK$61,670
baseline
▲ 0.50% · 4.625%
HK$65,423
+HK$3,753/mo
Deposit HK$8.48M · loan HK$12.72M · min. income ≈ HK$123,340/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$870,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,559
−HK$3,488/mo
▼ 0.25% · 3.875%
HK$66,291
−HK$1,756/mo
Today · 4.125%
HK$68,047
baseline
▲ 0.50% · 4.625%
HK$71,634
+HK$3,587/mo
Deposit HK$8.48M · loan HK$12.72M · min. income ≈ HK$136,094/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$870,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,703
−HK$4,246/mo
▼ 0.25% · 3.875%
HK$69,809
−HK$2,140/mo
Today · 4.125%
HK$71,949
baseline
▲ 0.50% · 4.625%
HK$76,327
+HK$4,378/mo
Deposit HK$6.36M · loan HK$14.85M · min. income ≈ HK$143,898/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$870,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,319
−HK$4,069/mo
▼ 0.25% · 3.875%
HK$77,339
−HK$2,049/mo
Today · 4.125%
HK$79,388
baseline
▲ 0.50% · 4.625%
HK$83,573
+HK$4,185/mo
Deposit HK$6.36M · loan HK$14.85M · min. income ≈ HK$158,776/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$870,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,047
−HK$5,458/mo
▼ 0.25% · 3.875%
HK$89,754
−HK$2,751/mo
Today · 4.125%
HK$92,505
baseline
▲ 0.50% · 4.625%
HK$98,134
+HK$5,629/mo
Deposit HK$2.12M · loan HK$19.09M · min. income ≈ HK$185,010/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$870,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,839
−HK$5,232/mo
▼ 0.25% · 3.875%
HK$99,436
−HK$2,635/mo
Today · 4.125%
HK$102,071
baseline
▲ 0.50% · 4.625%
HK$107,451
+HK$5,380/mo
Deposit HK$2.12M · loan HK$19.09M · min. income ≈ HK$204,142/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$870,784 · Scale 2, in force from 26 Feb 2026)