LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,364
−HK$3,032/mo
▼ 0.25% · 3.875%
HK$49,868
−HK$1,528/mo
Today · 4.125%
HK$51,396
baseline
▲ 0.50% · 4.625%
HK$54,524
+HK$3,128/mo
Deposit HK$10.60M · loan HK$10.60M · min. income ≈ HK$102,792/mo (50% DSR)
Upfront cash ≈ HK$11.48M (deposit + AVD stamp duty HK$870,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,804
−HK$2,907/mo
▼ 0.25% · 3.875%
HK$55,247
−HK$1,464/mo
Today · 4.125%
HK$56,711
baseline
▲ 0.50% · 4.625%
HK$59,700
+HK$2,989/mo
Deposit HK$10.60M · loan HK$10.60M · min. income ≈ HK$113,422/mo (50% DSR)
Upfront cash ≈ HK$11.48M (deposit + AVD stamp duty HK$870,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,036
−HK$3,640/mo
▼ 0.25% · 3.875%
HK$59,842
−HK$1,834/mo
Today · 4.125%
HK$61,676
baseline
▲ 0.50% · 4.625%
HK$65,429
+HK$3,753/mo
Deposit HK$8.48M · loan HK$12.73M · min. income ≈ HK$123,352/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$870,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,565
−HK$3,488/mo
▼ 0.25% · 3.875%
HK$66,296
−HK$1,757/mo
Today · 4.125%
HK$68,053
baseline
▲ 0.50% · 4.625%
HK$71,640
+HK$3,587/mo
Deposit HK$8.48M · loan HK$12.73M · min. income ≈ HK$136,106/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$870,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,709
−HK$4,246/mo
▼ 0.25% · 3.875%
HK$69,815
−HK$2,140/mo
Today · 4.125%
HK$71,955
baseline
▲ 0.50% · 4.625%
HK$76,333
+HK$4,378/mo
Deposit HK$6.36M · loan HK$14.85M · min. income ≈ HK$143,910/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$870,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,326
−HK$4,069/mo
▼ 0.25% · 3.875%
HK$77,346
−HK$2,049/mo
Today · 4.125%
HK$79,395
baseline
▲ 0.50% · 4.625%
HK$83,580
+HK$4,185/mo
Deposit HK$6.36M · loan HK$14.85M · min. income ≈ HK$158,790/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$870,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,055
−HK$5,459/mo
▼ 0.25% · 3.875%
HK$89,762
−HK$2,752/mo
Today · 4.125%
HK$92,514
baseline
▲ 0.50% · 4.625%
HK$98,143
+HK$5,629/mo
Deposit HK$2.12M · loan HK$19.09M · min. income ≈ HK$185,028/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$870,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,847
−HK$5,233/mo
▼ 0.25% · 3.875%
HK$99,445
−HK$2,635/mo
Today · 4.125%
HK$102,080
baseline
▲ 0.50% · 4.625%
HK$107,460
+HK$5,380/mo
Deposit HK$2.12M · loan HK$19.09M · min. income ≈ HK$204,160/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$870,974 · Scale 2, in force from 26 Feb 2026)