LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,365
−HK$3,032/mo
▼ 0.25% · 3.875%
HK$49,869
−HK$1,528/mo
Today · 4.125%
HK$51,397
baseline
▲ 0.50% · 4.625%
HK$54,525
+HK$3,128/mo
Deposit HK$10.61M · loan HK$10.61M · min. income ≈ HK$102,794/mo (50% DSR)
Upfront cash ≈ HK$11.48M (deposit + AVD stamp duty HK$871,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,805
−HK$2,907/mo
▼ 0.25% · 3.875%
HK$55,248
−HK$1,464/mo
Today · 4.125%
HK$56,712
baseline
▲ 0.50% · 4.625%
HK$59,701
+HK$2,989/mo
Deposit HK$10.61M · loan HK$10.61M · min. income ≈ HK$113,424/mo (50% DSR)
Upfront cash ≈ HK$11.48M (deposit + AVD stamp duty HK$871,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,037
−HK$3,640/mo
▼ 0.25% · 3.875%
HK$59,843
−HK$1,834/mo
Today · 4.125%
HK$61,677
baseline
▲ 0.50% · 4.625%
HK$65,430
+HK$3,753/mo
Deposit HK$8.48M · loan HK$12.73M · min. income ≈ HK$123,354/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$871,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,566
−HK$3,488/mo
▼ 0.25% · 3.875%
HK$66,298
−HK$1,756/mo
Today · 4.125%
HK$68,054
baseline
▲ 0.50% · 4.625%
HK$71,642
+HK$3,588/mo
Deposit HK$8.48M · loan HK$12.73M · min. income ≈ HK$136,108/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$871,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,710
−HK$4,246/mo
▼ 0.25% · 3.875%
HK$69,817
−HK$2,139/mo
Today · 4.125%
HK$71,956
baseline
▲ 0.50% · 4.625%
HK$76,335
+HK$4,379/mo
Deposit HK$6.36M · loan HK$14.85M · min. income ≈ HK$143,912/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$871,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,327
−HK$4,070/mo
▼ 0.25% · 3.875%
HK$77,347
−HK$2,050/mo
Today · 4.125%
HK$79,397
baseline
▲ 0.50% · 4.625%
HK$83,582
+HK$4,185/mo
Deposit HK$6.36M · loan HK$14.85M · min. income ≈ HK$158,794/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$871,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,056
−HK$5,459/mo
▼ 0.25% · 3.875%
HK$89,764
−HK$2,751/mo
Today · 4.125%
HK$92,515
baseline
▲ 0.50% · 4.625%
HK$98,145
+HK$5,630/mo
Deposit HK$2.12M · loan HK$19.09M · min. income ≈ HK$185,030/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$871,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,849
−HK$5,233/mo
▼ 0.25% · 3.875%
HK$99,447
−HK$2,635/mo
Today · 4.125%
HK$102,082
baseline
▲ 0.50% · 4.625%
HK$107,463
+HK$5,381/mo
Deposit HK$2.12M · loan HK$19.09M · min. income ≈ HK$204,164/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$871,015 · Scale 2, in force from 26 Feb 2026)