LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,368
−HK$3,033/mo
▼ 0.25% · 3.875%
HK$49,872
−HK$1,529/mo
Today · 4.125%
HK$51,401
baseline
▲ 0.50% · 4.625%
HK$54,528
+HK$3,127/mo
Deposit HK$10.61M · loan HK$10.61M · min. income ≈ HK$102,802/mo (50% DSR)
Upfront cash ≈ HK$11.48M (deposit + AVD stamp duty HK$871,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,808
−HK$2,907/mo
▼ 0.25% · 3.875%
HK$55,251
−HK$1,464/mo
Today · 4.125%
HK$56,715
baseline
▲ 0.50% · 4.625%
HK$59,705
+HK$2,990/mo
Deposit HK$10.61M · loan HK$10.61M · min. income ≈ HK$113,430/mo (50% DSR)
Upfront cash ≈ HK$11.48M (deposit + AVD stamp duty HK$871,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,041
−HK$3,640/mo
▼ 0.25% · 3.875%
HK$59,846
−HK$1,835/mo
Today · 4.125%
HK$61,681
baseline
▲ 0.50% · 4.625%
HK$65,434
+HK$3,753/mo
Deposit HK$8.48M · loan HK$12.73M · min. income ≈ HK$123,362/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$871,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,570
−HK$3,489/mo
▼ 0.25% · 3.875%
HK$66,302
−HK$1,757/mo
Today · 4.125%
HK$68,059
baseline
▲ 0.50% · 4.625%
HK$71,646
+HK$3,587/mo
Deposit HK$8.48M · loan HK$12.73M · min. income ≈ HK$136,118/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$871,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,715
−HK$4,246/mo
▼ 0.25% · 3.875%
HK$69,821
−HK$2,140/mo
Today · 4.125%
HK$71,961
baseline
▲ 0.50% · 4.625%
HK$76,339
+HK$4,378/mo
Deposit HK$6.36M · loan HK$14.85M · min. income ≈ HK$143,922/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$871,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,332
−HK$4,070/mo
▼ 0.25% · 3.875%
HK$77,352
−HK$2,050/mo
Today · 4.125%
HK$79,402
baseline
▲ 0.50% · 4.625%
HK$83,587
+HK$4,185/mo
Deposit HK$6.36M · loan HK$14.85M · min. income ≈ HK$158,804/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$871,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,062
−HK$5,459/mo
▼ 0.25% · 3.875%
HK$89,770
−HK$2,751/mo
Today · 4.125%
HK$92,521
baseline
▲ 0.50% · 4.625%
HK$98,151
+HK$5,630/mo
Deposit HK$2.12M · loan HK$19.09M · min. income ≈ HK$185,042/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$871,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,855
−HK$5,233/mo
▼ 0.25% · 3.875%
HK$99,453
−HK$2,635/mo
Today · 4.125%
HK$102,088
baseline
▲ 0.50% · 4.625%
HK$107,469
+HK$5,381/mo
Deposit HK$2.12M · loan HK$19.09M · min. income ≈ HK$204,176/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$871,144 · Scale 2, in force from 26 Feb 2026)