LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,368
−HK$3,033/mo
▼ 0.25% · 3.875%
HK$49,873
−HK$1,528/mo
Today · 4.125%
HK$51,401
baseline
▲ 0.50% · 4.625%
HK$54,529
+HK$3,128/mo
Deposit HK$10.61M · loan HK$10.61M · min. income ≈ HK$102,802/mo (50% DSR)
Upfront cash ≈ HK$11.48M (deposit + AVD stamp duty HK$871,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,809
−HK$2,907/mo
▼ 0.25% · 3.875%
HK$55,252
−HK$1,464/mo
Today · 4.125%
HK$56,716
baseline
▲ 0.50% · 4.625%
HK$59,706
+HK$2,990/mo
Deposit HK$10.61M · loan HK$10.61M · min. income ≈ HK$113,432/mo (50% DSR)
Upfront cash ≈ HK$11.48M (deposit + AVD stamp duty HK$871,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,042
−HK$3,640/mo
▼ 0.25% · 3.875%
HK$59,847
−HK$1,835/mo
Today · 4.125%
HK$61,682
baseline
▲ 0.50% · 4.625%
HK$65,435
+HK$3,753/mo
Deposit HK$8.48M · loan HK$12.73M · min. income ≈ HK$123,364/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$871,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,571
−HK$3,489/mo
▼ 0.25% · 3.875%
HK$66,303
−HK$1,757/mo
Today · 4.125%
HK$68,060
baseline
▲ 0.50% · 4.625%
HK$71,647
+HK$3,587/mo
Deposit HK$8.48M · loan HK$12.73M · min. income ≈ HK$136,120/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$871,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,716
−HK$4,246/mo
▼ 0.25% · 3.875%
HK$69,822
−HK$2,140/mo
Today · 4.125%
HK$71,962
baseline
▲ 0.50% · 4.625%
HK$76,341
+HK$4,379/mo
Deposit HK$6.36M · loan HK$14.85M · min. income ≈ HK$143,924/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$871,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,333
−HK$4,070/mo
▼ 0.25% · 3.875%
HK$77,353
−HK$2,050/mo
Today · 4.125%
HK$79,403
baseline
▲ 0.50% · 4.625%
HK$83,588
+HK$4,185/mo
Deposit HK$6.36M · loan HK$14.85M · min. income ≈ HK$158,806/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$871,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,063
−HK$5,460/mo
▼ 0.25% · 3.875%
HK$89,771
−HK$2,752/mo
Today · 4.125%
HK$92,523
baseline
▲ 0.50% · 4.625%
HK$98,152
+HK$5,629/mo
Deposit HK$2.12M · loan HK$19.09M · min. income ≈ HK$185,046/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$871,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,857
−HK$5,233/mo
▼ 0.25% · 3.875%
HK$99,454
−HK$2,636/mo
Today · 4.125%
HK$102,090
baseline
▲ 0.50% · 4.625%
HK$107,471
+HK$5,381/mo
Deposit HK$2.12M · loan HK$19.09M · min. income ≈ HK$204,180/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$871,180 · Scale 2, in force from 26 Feb 2026)